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Got first set of court papers...help!

1235

Comments

  • 10past6
    10past6 Posts: 4,962 Forumite
    2520years wrote: »
    What ever happened with this blankie/10past6?
    This board moves so fast it's difficult to keep track of all the posts ;)
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    RAS wrote: »
    Bump this up the pile.
    Thanks RAS, not sure if you bumped it up for me, but I'll take a look ;)
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • RAS
    RAS Posts: 36,572 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Whilst you are about it have asked another op to pm you re creation.
    If you've have not made a mistake, you've made nothing
  • 10past6
    10past6 Posts: 4,962 Forumite
    Blankie wrote: »
    Here goes!

    fd2su7.jpg
    w403.png

    This DN is defective as they have not allowed you 14 clear days to fix the remedy, date of issue 30/06 - date to fix 15/07 that's not 14 clear days because of posting.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • Blankie
    Blankie Posts: 150 Forumite
    Thank you everyone. I was just about to bump it up again.

    10past6 i've been very grateful for your advice so far and wouldn't if you are ok to continue our discussions. I haven't yet acknowledged the court papers so is this my next move??
    Tracy
  • Blankie
    Blankie Posts: 150 Forumite
    oops sorry - we were posting at the same time.
  • 10past6
    10past6 Posts: 4,962 Forumite
    Blankie wrote: »
    fd3qp7.jpg
    w401.png

    This is another defective DN again because they have not allowed you 14 clear days, also notice the NOT that must be underlined like this NOT

    This may seem trivial, but this is going to be your defence, if the creditor wants to play by the rules, then they MUST abide by them.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6
    10past6 Posts: 4,962 Forumite
    Blankie wrote: »
    fd4wn8.jpg
    w549.png

    fd5wp8.jpg
    w423.png

    fd6su0.jpg
    w411.png

    From what I can see on here, the CCA looks enforceable, have you received ANY termination letters?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • Blankie
    Blankie Posts: 150 Forumite
    Yes i'd been doing some reading this week and noticed that NOT was wrong (but the judge may think that is trivial). We have had NO termination letters.
    What do i do now??

    ps - my modem is really playing up so trying to get by on dial-up for now (yawn).
  • 10past6
    10past6 Posts: 4,962 Forumite
    Hi Tracy
    Blankie wrote: »
    10past6 i've been very grateful for your advice so far and wouldn't if you are ok to continue our discussions.
    Sure, if this thread moves down the boards, PM me to draw my attention to it.
    Blankie wrote: »
    haven't yet acknowledged the court papers so is this my next move??
    Tracy, you must send that acknowledgment of asap, don't worry about your defence at this time, the clocks ticking away for you to acknowlegde the claim.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
This discussion has been closed.
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