Can somone have a look at my SOA please

SB1915

Hi

I have a meeting with the OR on Friday and have prepared a draft of my SOA. Travelling includes my car which I need for work, and there are myself and 2 children at home

MONTHLY INCOME - Bankrupt (against which IPA/IPO contribution can be calculated)
Salary 633
Self employed income 658
Maintenance 315
Child benefit
Tax Credits 672

Total 2,278

Mortgage or rent 738
Council Tax 89
Gas 65
Electricity 44
Other heating charges 24
Water
Telephone 55
Housekeeping 433
Travelling 292
Clothing 78
Maintenance payments 0
Fines 0
Other possible outgoings to be considered
TV licence 12
All insurance 60
Dry Cleaning 0
School Meals 76
After School Clubs/trips 15
Childcare (to cover care whilst working) 120
Dentist 10
Prescriptions 7
Opticians 10
Vet Bills (evidence to be provided) 0
Pet food 0
Professional body membership 0
Hairdressers 22
Holidays (UK only) 60
Christmas & Birthday gifts 21
Other essential item
Other essential item

Total Outgoings 2,231

disposable income 47


Thanks for all your help

deedee_3

At a quick glance it looks fine to me. Holiday may be cut but leave and see. Also birthdays some allow and some don't but again leave and see.

What is other heating costs?

Am assuming your car insurance is fully comp and your house insurance includes accidental damage.

SB1915

Thanks for that, other heating is the serivce contract on the boiler, is that allowed?

DON79

Hi SB, I would just leave that and see as well, no harm in it but if it is not allowed, the OR will soon say. I would not cancel it.

fiveyearplan

What about water rates? I suggest you try and up what you can in case some things aren't allowed.