Barclaycard,,Mercers now Calder financial

10past6

Let me confirm, you opened an a/c and made payments into that a/c using the original a/c number.

At some stage, they changed the a/c number but never notified you, is that correct?

10past6

sporty1 wrote: »

so do i use the original morgan stanley ac/number or do i use the New barclaycard ac/number which they are using regarding this old debt i used to owe to morgan stanley? , when asking for the cca
many thanks

You cannot CCA anyone until you know what the correct a/c number is.

blondescorpio

I know this isn't much help but are they harrassing you too? Mercers ring me ALLLLLLLLLLLLL day even after I sent them the harrassment letter to which they must have shredded because they haven't paid any attention to it!

10past6

blondescorpio wrote: »

even after I sent them the harrassment letter to which they must have shredded because they haven't paid any attention to it!

So report them, it states in the letter if they continue you will.

sporty1

10past6 wrote: »

Let me confirm, you opened an a/c and made payments into that a/c using the original a/c number.

At some stage, they changed the a/c number but never notified you, is that correct?

Yes i oiganally had a Morgan stanley credit card, to which i have not used for years and have just been paying the dbt off, then out of the blue i got a Barclaycard statment saying Barclaycard Cashback at the top of statement with an account number at the top " which was obviously new to me" , then 1 week later i had a letter from Mercers saying i had defaulted on it and they ha tookm it over ? i queried this account and Mercers said " Remember Morgan Stanley well forget them we now have took over the debt? , i told cccs they said start sending Mercers the £1 i was sending goldfish which i did , and now Calder Financial have took over, " who are still mercers just trading under a different name !
thanks hope this helps u understand the situation a bit more

sporty1

blondescorpio wrote: »

I know this isn't much help but are they harrassing you too? Mercers ring me ALLLLLLLLLLLLL day even after I sent them the harrassment letter to which they must have shredded because they haven't paid any attention to it!

hi yes they have done since May08 once a week i get a letter requesting more money which i havnt genuinly got, i had to change my phone number it was that bad.. i sent them a letter refuseing to do any communication by phone but by letter only! now i get letters every week... i put them in a file with the others they send it must be costing them ore to send them out my debt with them is £680

10past6

sporty1 wrote: »

thanks hope this helps u understand the situation a bit more

OK, one more question, from day one of this a/c right up to today have you always used the SAME a/c number when paying any money into the a/c.

sporty1

10past6 wrote: »

OK, one more question, from day one of this a/c right up to today have you always used the SAME a/c number when paying any money into the a/c.

yes untill they sent the new statments with new number on, then CCCS told me to use that accnumber when sending anymore payments i thought it was strange but they know best dont they?

10past6

sporty1 wrote: »

yes untill they sent the new statments with new number on

OK, so request your CCA under that a/c number, and send it to the company that you're dealing with NOW

sporty1 wrote: »

but they know best dont they?

Err, no not always

sporty1

cheers for that i will do that ..

got a letter this morning from my other creditor Cap 1 , who have ben accepting the £1 token gesture since May08 (6mths) they asking for a review of financial situatio, "which is still the same as it was then " a photocopy of any benefits and how frequently i get them, and a bank statment, .. i had an uptodate cccs expenditure form done in Dec just gone 08 , shall i send that , instead of the blank one they have sent me to fill in,
cheers