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Refused Consent to Lease by Halifax
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Not going to offer any advice on this but the CTL is an issue, I have just had to obtain one from Abbey, however not sure if I will need it as it is just for planning but they charged me £300 for the pleasure!!!0
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Out of interest, what exactly is out of necessity? We asked Halifax and they refused to tell us what they class as out of necessity.
Cheers
I don't think they have defined criteria, just the impression of the person you talk to.
My reasoning was that I was moving in with my girlfriend; I said it was necessary as if I didn't then we would have to break up!0
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