after br can the or see you bank account?

clanbailey

hiya just had a thought that if I budget hard and actually saved up a bit of money (after soa is accepted) can the OR still see what you are doing with your money ? just dont want to loose any money if i have scrimped like mad to save some ie for kids bday pressies etc! even xmas (v sorry for saying that word when it has just gone!) If anyone knows please shout cos is bothering me a bit

thanks

dalip

No the OR has no interest in you post bc bank account.Unless of course they has reason to believe you were stashing thousands every month:p .yeh like all bc do!Dx

startagain_2

cb - Just don't transfer in those millions that you have got stashed in your offshore account and keep quiet about the holiday home in Monaco......:rotfl: :rotfl: :rotfl:

SA

clanbailey

LOL ah drats you know !!!! :O) !!!!!! will have to stash it in my matteress now - saves buying a new one. Really thanks for the info - mind has been put to rest now - see ya in mexico LOL

startagain_2

clanbailey wrote: »

LOL ah drats you know !!!! :O) !!!!!! will have to stash it in my matteress now - saves buying a new one. Really thanks for the info - mind has been put to rest now - see ya in mexico LOL

Most definitely - I'm getting my passport renewed this month - just got to dig up the spending money, if I can remember where I buried it!

SA

Marlowvian

dalip wrote: »

No the OR has no interest in you post bc bank account.

Sorry to thread-hijack but on a similiar note.....
Its a bit tricky for me to work out my monthly income as I have to try to account for months when I cannot work so there will be some months when I bring home a lot more than I am declaring on my SOA.

Does the OR ask for any proof of income during the IPA?

clanbailey

hiya marlowvain good question - not that I know the answer tho! is your extra income on some months due to overtime?

Marlowvian

clanbailey wrote: »

hiya marlowvain good question - not that I know the answer tho! is your extra income on some months due to overtime?

Unfortunately spent a lot of time in hospital (months) which has a massive hit on my "paid by the hour with no sick pay" wages.

The way that I have been told by Payplan to calculate my average monthly income for my DMP is to try and do an average of what I took home the previous year despite missing weeks of work, then average it to per month.

So just for example... say I worked for 10 months and was off sick for 2 months and cleared £1000 each month I would do £1000 x 10 / 12 months to get an average of £833.33 per month.
So my pay slip would say £1000 which would obviously be a lot more than I would have told the OR.

Wondered if the OR looks at payslips and will query this?
Don't know how else I can work out my monthly income as it fluctuates a lot depending on how ill or how many hospital appointments I have

dalip

Yes the OR does ask for payslips. Do what i did. I put a full page explanation as to why my wage fluctuated;) .Dx

Marlowvian

dalip wrote: »

Yes the OR does ask for payslips.

Your pre-BR payslips?
Does the OR ask to see post-BR payslips too?

tigerfeet2006

If you have fluctuating wages then they may ask to see them for a few months so they can get an idea of averages to see whether an IPA is apropriate.