Our SOA's please check for me.

spenderblender

our soa's please check and correct.
Here are the seperate SOA of myself and hubby. Could you please check through and see if correct. I know that things will go up in the new tax year so will put them up accordingly. Thankyou.

HIM

Statement of Affairs and Personal Balance SheetHousehold Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 0
Monthly Income Details
Monthly income after tax................ 750
Partners monthly income after tax....... 0
Benefits……………………………………………… 0
Working tax credit....................... 0
Family allowance…………………………………………………………….. 0
Other income..................partners 380
Total monthly income.................... 1130
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 253
Management charge (leasehold property).. 0
Council tax............................. 82
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 38
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 500
Clothing................................ 50
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel.....................bus /work 120
Childcare/nursery....................... 0
Other child related expenses............ 24
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 9
Life assurance ......................... 5
Other insurance......................... 5
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 1353
HER

Statement of Affairs and Personal Balance SheetHousehold Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits………………………………………………incapacity 372
Working tax credit....................... 272
Family allowance…………………………………………………………….. 126
Other income..................partners 380
Total monthly income.................... 1150
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 253
Management charge (leasehold property).. 0
Council tax............................. 82
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 38
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 500
Clothing................................ 50
Petrol/diesel........................... 100
Road tax................................ 10
Car Insurance........................... 30
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel..................... 0
Childcare/nursery....................... 0
Other child related expenses............ 24
Medical (prescriptions, dentist etc).... 18
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 9
Life assurance ......................... 5
Other insurance......................... 5
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 1426

dalip

Perhaps i have this wrong but you are showing a deficit on both SOA???

spenderblender

What do you mean? deficit? I can't even spell it lol.
I am on incapacity bringing in £372 four weekly
I get childrens tax credit of £272 four weekly
I get family allowance of £129 every four weeks and hubby earns approx £750 every four weeks after tax.

How should this be written up then please?

I also have not added the £298 per month we were paying to DFD for the IVA. I will have to list all bills seperately but, they amount to 46,000 and 7,000 for the car on hp. Should this also be added in with the SOA?

lisamummytoarchieplusbump

means you are spending more than you earn. you have over £200 in the red so to speak

spenderblender

This is why we have had to stop paying the IVA as we couldn't afford the payments and yet we are still bringing in what we were when we entered into it. My hubby has been working every sunday 12 hour shifts overtime to get us through but, he is knackered and had enough.

All the main bills though are as they are, I have not split theseso, add our money up total amount is roughly £1532 and bills out roughly £1350 so we are ok but it seems odd when you both have to fill in the soa. Hence why I am here to get it right. Thanks for all your help.

DON79

Hi, if you add up the rent, c.tax, elec, gas, water, telephone, tv licence, groceries and holiday - that totals £1125 which you would then divide in two or split how you want it (60/40 or 70/30) then that gives you the amount to put down as your partners contribution on each soa depending of course whether you split it equally or one partner has a larger/smaller share.

then all other expenses like clothing, hair, medical etc are all individual and personal on each soa.

everything on your soa looks ok, can't find anything excessive or too low.

apologies if this doesn't help much. it will still leave a deficit on each soa though so not sure how the Judge or OR will view that or whether it really matters.

spenderblender

Right, I have rehashed everything. I have split the main bills and everything else possible so that we pay half each because that is what we do basically. All our money goes into one account and I pay it all out. Does this look right now. My God, I am finding this bit hard, how am I going to cope with the main papers.


HIM

Statement of Affairs and Personal Balance SheetHousehold Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 750
Partners monthly income after tax....... 0
Benefits……………………………………………… 0
Working tax credit....................... 0
Family allowance…………………………………………………………….. 0
Other income..................partners 300
Total monthly income.................... 1050
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 130
Management charge (leasehold property).. 0
Council tax............................. 41
Electricity............................. 30
Gas..................................... 30
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 30
Mobile phone............................ 0
TV Licence.............................. 6
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 25
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel.................. bus /work 90
Childcare/nursery....................... 0
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 4.50
Life assurance ......................... 5
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0

hp on car 102

Total monthly expenses.................. 850.50

surplus £199.50

HER

Statement of Affairs and Personal Balance SheetHousehold Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits………………………………………………incapacity 372
Working tax credit....................... 272
Family allowance…………………………………………………………….. 126
Other income..................partners 300
Total monthly income.................... 1073
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 130
Management charge (leasehold property).. 0
Council tax............................. 41
Electricity............................. 30
Gas..................................... 30
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 30
Mobile phone............................ 0
TV Licence.............................. 6
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 250
Clothing................................ 25
Petrol/diesel........................... 80
Road tax................................ 13
Car Insurance........................... 30
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel..................... 0
Childcare/nursery....................... 0
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 18
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 4.50
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 30
Emergency fund.......................... 0

hp on car 102

Total monthly expenses.................. 886.50


surplus £60 per month

DON79

can anyone else give spenderblender a hand? I am not sure that I have not made a bit of a hash of things and just not explained things terribly well!