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How bad is the stigma and the judgemental ******

245

Comments

  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    I like the fact that they say BR is an easy route. Well you dont meet many that have found it easy at all. The stress of debt is massive and so can be the path through bankruptcy. I think i have been blessed with the way mine has gone and that is after loosing my car, my job, our home as we could not afford the rent the place we were in on benefits..........

    As some of the TV companies are now showing you about baliffs and the like may they should do a documentery about BR so people can really see and i would hope make better judgements especially when it comes to what take people to debt and through to BR and what the companies you owe money to can be like.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • dalip
    dalip Posts: 7,045 Forumite
    I too have read some of that thread. To be honest after i read doooooonut's response i stopped.

    " But let's not beat about the bush. Most bankrupts are !!!!ing idiots who have been living wayyyyyy beyond their means... silly bints with more shoes than Imelda Marcos and twenty five Matalan store cards... just take a look inside DFW to see what I mean!These types deserve harsh judgement, as they're too shameless/thick for anything else to work. We'd all be better off for it - including them."

    I have not answered(kept my mouth shut just for a change:D )as i in no way feel i should justify my bc to a bunch of bigoted ignorants.

    Maybe they should all remember "THERE FOR THE GRACE OF GOD GO I".

    Please friends make a mental note of the particulally nasty comments like above. Then when they loose their jobs,are ill,ect ect and they face what we all have faced for many months/years before we actually jumped, and come here for help and support we can give them a little reminder of their views previously;) . As another poster has said "what goes around,comes around".

    No doubt they think it will never happen to them,only time will tell. I have the generosity(sp) to hope for their sakes it never does.Dx


    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    dalip wrote: »
    I have not answered(kept my mouth shut just for a change:D )as i in no way feel i should justify my bc to a bunch of bigoted ignorants.

    Report it then. Just because it's not on here or DFW doesn't mean it is OK to post bigoted and abusive twaddle.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    dalip wrote: »

    I have not answered(kept my mouth shut just for a change:D




    Corr! Really???? :rotfl: Proud of you!! LOL
  • dalip
    dalip Posts: 7,045 Forumite
    FERMI- report them:eek: no let them have their bigoted views whilst they can;) .It no longer hurts me to read things like that:D .The newbies and doers are the ones that sort of thread will hurt now:mad: .

    Sky. Yes i am proud. I am learning some restraint:rotfl: another thing this forum has taught me;) .Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • I truly cannot believe what the other threads are saying!!

    To me only small minded fools who have no idea what individual circumstances are and dont bother to find out, can make such silly judgements as they have.

    They are probabaly related to bankers!!! :rotfl:
  • Hi everyone,

    Just catching up on stuff.....
    You will always get people who knock especially if they have not fully understood the realities or implications of going bankrupt, which seems to be the case with some of the posters. Lack of knowledge is a very dangerous thing.
    Everyone is entitled to their opinion, I actually thought that a lot of the posters on the thread saw that there were two sides to every coin and that BR is a safety net for those of us caught up in a debt nightmare that no amount of "sealed pot challenge" or "live on £4K a year" will solve.
    I don't feel stigmatised or that I have anything to be ashamed of.
    If anyone should feel ashamed it is the lenders, especially sub prime, who are charging ludicrous amounts of interest to people who are already facing difficulties..... a recipe for disaster, and the banks with their constant levying of ridiculous charges.
    BR is available to anyone who meets the criteria - not for a select few. After taking advice and exhausting other ways to pay off debts sometimes it is the only option left.
    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
  • I just think we're made of much better stuff. What we do on this forum is changing lives for the better, supporting people and making feel better about very tough times, it doesn't make us weak or cowards to go BR it probably takes a lot more strength of character and bravery to face the truth and make things better for us (including society collectively) later, while what they are doing over there is supporting an underclass system where less fortunate (by whatever means through circumstance or whatever) should be kept in the gutter. But what they don't realise is they would turn on each other, risk their family to maintain such a life and opinion, also having such high rigid opinions puts them at risk when/if things go wrong for them.

    I am a centre right person but there are several shades of grey, it's not just black and white.

    So I think we leave them to it. We just need to be aware of other not so common opinions (keep enemies close and all that)

    I think all the newbies need to be aware that these ****** exist, but to find strength from within to know what and why we are here and the courage to face it head on makes us much better people.

    CP

    :A :A :A :A :A :A :rotfl:
  • fatou256
    fatou256 Posts: 1,289 Forumite
    well said credit punch ! imust add to that if it wasn't for this forum i won't be here where i am now if it that does make sense .. there are many people who give excellent advise and support when you really need it and deserve every recognition for that .
    BSC number 183
  • LilyBart
    LilyBart Posts: 1,171 Forumite
    I can understand the fightin' talk, but honestly, if they do end up coming here for advice, as opposed to coming here to stir up trouble, the reality is that we will end up helping them.
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