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Still liable years after going bankrupt

Does anyone know if crediters can come after someone who has gone bankrupt, if years later they have managed to sort themselves ou,t and have savings once again?:eek:

Comments

  • No - not if the debt pre-dates the bankruptcy.
  • lotto here i come...ding dang doo
  • louiser123
    louiser123 Posts: 1,248 Forumite
    definatly not, as long as the debt was dated pre bankruptcy and was included they cant, although i do know they try!!! but its totally not legal
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • What happens if something is missed off the bankruptcy forms. I am pretty sure I have listed all, but have loads of creditors
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    davetheman wrote: »
    What happens if something is missed off the bankruptcy forms. I am pretty sure I have listed all, but have loads of creditors

    Doesn't matter. As long as it is from before the bankruptcy then it is covered.

    If something crops up that you forgot you just refer them to your OR trustee, and let them know as well.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Is this a new trick the creditors are using as i see this more and more on the board. So far i have only had a silly letter from Capital One just after BR.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • A big thank u to all who provided info. getting back on my feet & couldt stand the thought of being reduced to nothing a second time.:j
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