What led to your lightbulb moment???

davek1

Mine was logging on to this site a few weeks ago. sitting down and working out i owed over £44,000 not including the mortgage. Too many 000 for my liking and fed up with the telpehone calls and stuff so decided it was time to put my sensible head on (once i'd finally pulled it out of the sand) and do something about the spiralling debt before i found myself in the bacruptcy court by force rather than by choice. For the first time in a long time i feel like i am actually in control now and can see the end in sight (4 years) My credit rating is already C**p so not in the least bit bothered about that.

Dave