SOA Help please??

creditpunch

Wow Mitchaa I can honestly say that never crossed my mind what so ever. I can probably trace about 80% of my loans from F&F dating back circa 7 years. I would love to leave them off as I wouldn't want them dragged into it all, they've helped me through some very tough times and I will pay them back before or after my BR regardless. I just need to know what my options are. However, I can't leave them off as I that would be illegal.

If I didn't have 30k with F&F I would have 60K with banks or be homeless so it's all debt and its my reality. My aim is to be in a good position after BR, selfish maybe but I have to find a why to survive this. I would be glad to pay it all back if I could and to be honest over a long time I would but with creditors banging my door down today I can't.

And to be honest my F&F debt is a heavier weight around my neck which means more to me to clear than any organisation right now. So I will clear it, heance my questions because I want to be ina osition to do so now but if I have to wait I will but I will pay them back. I advise you to read my prevouse threads/posts to clear help ease your suspicion, but if it doesn't I guess I ce-la-vi the OR is who I need to convince and with my paperwork it will be there in black and white.

creditpunch

Also Peachyprice is right it isn't worth it they won't get much back, through the IPA which is why I am prepared to repaythem from my outgoings and live lighter. There are people who transfer ownership in their assets to retain income. I have nothing so the more I can keep from my income the more I can support my life and retain the trust and support of my F&F