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Just Registered; unsure where to Start?

Hello,
Just signed up to MSE Forum. Have big cashflow issues and unable to pay major bills due to non payments to me. Not sure which would be the best Forum thread to start posting so infos/questions etc. Appreciate and advise please.
Many thanks
Starks

Comments

  • RAS
    RAS Posts: 36,523 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Start by putting up a statement of affirs http://www.makesenseofcards.com/soacalc.html but do keep your personal and business accounts separate if it is non-payment of business debts that is an issue.
    If you've have not made a mistake, you've made nothing
  • starks
    starks Posts: 30 Forumite
    Hi Ras,
    Its not directly linked to credit cards (more salary related). Is this link you sent still the most appropriate?. Also which forum thread should I use... Is this one relevant I have posted to?
    Regards
    S
  • This is the best one to start with. Above in red is the DFW resource bar. Get a cup of tea and settle down to read the articles.

    Then get ready to face the music (!) and do a Statement Of Affairs (SOA).

    Fill this in and post it in on DFW board. People will look at it and give you advice/suggestions. http://www.makesenseofcards.com/soacalc.html
    DFW Official Nerd Club #1114
    'Proud To Be Dealing With My Debts':cool:
  • starks wrote: »
    Hi Ras,
    Its not directly linked to credit cards (more salary related). Is this link you sent still the most appropriate?. Also which forum thread should I use... Is this one relevant I have posted to?
    Regards
    S

    Yes, this calculator takes into account everything. Mortgage, unsecured debts, household income, expenditure.

    If you are worried about the level of debt or meeting payments then DFW is the board for you.
    DFW Official Nerd Club #1114
    'Proud To Be Dealing With My Debts':cool:
  • starks
    starks Posts: 30 Forumite
    in parallel to the SOA calc.. friends said that definately CAB i need to contact... is this the next move?. someone also mention CCCS or something?
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