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Norwich Union Endowment Surrender - help!

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Comments

  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    dunstonh wrote: »
    How do you get your figures?

    The mid rate projection at 6% (which really means around 4% net), gives £43,600. Plus the mortgage promise value of £11,800 which takes it to £55,400.


    Too many caveats to have full confidence that the mortgage promise will eventuate.It's not guaranteed.
    Trying to keep it simple...;)
  • dunstonh
    dunstonh Posts: 120,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Too many caveats to have full confidence that the mortgage promise will eventuate.It's not guaranteed.

    The problem is that you could be right, I could be right or there could be a number of other scenarios could happen. So any decision made is going to be a judgement call.

    You think the NU promise isnt worth it. I do think it is (as NU say its fully funded and the liabilty is not open ended). Only time will tell.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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