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Legal&General Stakeholder, which funds ?
oceanwave
Posts: 1 Newbie
Dear all,
I have been reading on this forum for some time now,
though never posted. Very helpful community indeed. Thanks.
I now have question that puzzles me a bit.
I have 3 months ago started a new job in London. The company
is offering a stakeholder pension with L&G ( they initially will contribute
3% going up to 6% ). I intend to contribute around pDS 100 myself.
Is it a good idea to split into two funds ( ie Bonds + Equity ) ?
I am already contributing into a S&S Isa as well as a Cash ISA plus
I own ETF´s worth EURO 25000 in Germany.
My desired retirement age is 58.
L&G also offeres the possibilty to use their lifestyle options.
Has anyone followed the performance of these funds ?
Thanks for your thoughts.
Oceanwave
I have been reading on this forum for some time now,
though never posted. Very helpful community indeed. Thanks.
I now have question that puzzles me a bit.
I have 3 months ago started a new job in London. The company
is offering a stakeholder pension with L&G ( they initially will contribute
3% going up to 6% ). I intend to contribute around pDS 100 myself.
Is it a good idea to split into two funds ( ie Bonds + Equity ) ?
I am already contributing into a S&S Isa as well as a Cash ISA plus
I own ETF´s worth EURO 25000 in Germany.
My desired retirement age is 58.
L&G also offeres the possibilty to use their lifestyle options.
Has anyone followed the performance of these funds ?
Thanks for your thoughts.
Oceanwave
0
Comments
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Is it a good idea to split into two funds ( ie Bonds + Equity ) ?
Depends on what strategy you are following. I use 6-7 funds on stakeholders depending on availability unless the person is not a knowledgeable investor, in which case I use one and select lifestyling.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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