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Default on credit rating... help please!!!

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Comments

  • Hi i have an egg card and the balance is over £9000 i have been making the minimum payment for the past 6 months of over £200, each month there taking most of my payment towards the merchandise interest and only £30 is covering my balance what can i do to sort this out? i want my £200 per month to actually start going off the balance not towards there fees
  • feisty1
    feisty1 Posts: 1,487 Forumite
    sorry wrong post.
  • I have a ccj for £275 and got a 30k Mortgage fine.
  • jake4534
    jake4534 Posts: 351 Forumite
    Hi

    I also took out a morgage with Halifax only to find I had a default on my credit file. My FA was very helpful and arranged through Halifax a morgage with Birmingham Midshire a susiduary company of Halifax. I have now had this for 4yrs and the rates have now come into line with other lenders. Hope this helps all is not lost yet.;)
    Feb: Moon Calendar, T-Shirt, Paintball Experience, Concert Tickets, a snog!!
    March: Skate 2, Sony portable DVD Player, Futurama blueray, Dr Who Toy, Alaska cookbook, For my mum cd, James Taylor cd, Concert tickets, Watchman Book, kids book, SimAnimals wii game, Signed Barry Manilow cd
    April: Charlie and Lola DVD, T Shirt,
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