soa help, asset help, overdraft help, please

tiggs123

overdrafts? soa questions asset questions, help
i have posted all my previous questions and personal details and soa on another thread, yesterday, lunchtime. for your info.
just another quick question:

can my overdraft, oh overdraft and our joint overdraft be put down as a creditor?

also, my electric bill debt is being payed through my meter, can this be included in the bankruptcy?

on the soa where it says assetts, fixture and fittings/furniture, do i list all my furniture and estimated resale value? or are they only interested in things over a certain value, i only have the basic furniture needed for a flat, do they expect you to live without these? such as fridge freezer? setee, compute(6 years old), sideboard unit, bedroom furniture, mirrors, pictures,

i mean how detailed to you go, what detail do you list?

please help, these forms are driving me mad!!!

thanks

lisamummytoarchieplusbump

tiggs123 wrote: »

overdrafts? soa questions asset questions, help
i have posted all my previous questions and personal details and soa on another thread, yesterday, lunchtime. for your info.
just another quick question:

can my overdraft, oh overdraft and our joint overdraft be put down as a creditor? yes you can i included mine

also, my electric bill debt is being payed through my meter, can this be included in the bankruptcy?yes i included a gas bill

on the soa where it says assetts, fixture and fittings/furniture, do i list all my furniture and estimated resale value? or are they only interested in things over a certain value, i only have the basic furniture needed for a flat, do they expect you to live without these? such as fridge freezer? setee, compute(6 years old), sideboard unit, bedroom furniture, mirrors, pictures,
only stuff of great value like picasso paintings, normal household stuff is not included unless you have a new 50inch tv, which they may want. i included my computer debt as its with dell but not the computer as im not sure what dell are doing with it yet
i mean how detailed to you go, what detail do you list?

please help, these forms are driving me mad!!!

thanks

if you wanted to end a mobile/sky/landline contract early you can include it aswell

lisamummytoarchieplusbump

with your joint overdraft you can include it but not sure how you do it whever you put half or whole. i didnt have any joint debts so not sure how that works but im sure someone else will be along soon to advise you

with the electric debt after br get them to reset your meter without the arears

peachyprice

Hi Tiggs, I answered on your other thread

tiggs123

:j thank you all very much for your advice, very helpful

thank you