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Yaaaaaaaaaaaaaaaaaaaaaaay! One Step Closer!!

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Hi All

Just thought i'd share my good news....! :j
Got accepted for an egg card today. Now I can finally transfer my extortionate overdraft onto it and start bashing away at it!! (Currently pating £40 a month interest on it!!)

I know some of you may think getting credit to pay off credit but I don't see it that way to be honest. My way of thinking is I don't have to fork out for that bloody interest!!!

Cheers
LL
In debt no more!

Comments

  • Kevicho
    Kevicho Posts: 3,216 Forumite
    If your paying less interest/fees, that means more debt being paid, so thats always a good thing
  • dinkylou
    dinkylou Posts: 727 Forumite
    Well done!!

    Thats an extra £240 towards your debts (6 months interest) - bet it looks good when you put it that way!
  • Well done loubie_lou! Did you get the credit limit you wanted?
    Mortgage-free wannabe!
  • Woo hoo! that's fab news - bit by bit you're getting there!

    :T :j :T :j :T :j :T
    Official DFW Nerd Club - Member no. 002 :rotfl:
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Did you get the credit limit you wanted

    Couple of hundred quid less but I can wingle my way around that!
    Well done!!

    Thats an extra £240 towards your debts (6 months interest) - bet it looks good when you put it that way!

    Yes it is dinky lou - thanks!
    In debt no more!
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Excellent news loubie!!

    I've just been online to my bank, and it would help if the mortgage company HADN'T taken the mortgage twice this month!!!!!!!
    So I phoned them to get one back and it turns out that I'm £440 better off this month!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Oh dear Linda I hope you didn't incur any charges because of their incompetance?!
    In debt no more!
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    I'm even happier still today.

    I've managed to be accepted for the Cahoot Loan (yes even at the 5.6% 'typical' rate).

    I'm not borrowing more its basically to save me some interest from my 7.9% egg loan!!

    3 years to be debt free still isn't close enough for my liking! :confused:
    In debt no more!
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