New to the site ...

ScattyNat_2

Hi everyone ...

Just wanted to jump in and say hi, I have been looking/lurking on the site for weeks and finally took the plunge in two ways - registered for this site and made the decision to apply for bankruptcy. Feel a bit sick but a bit better at the same time.

I'm approximately £22k in debt (I think), just waiting for Equifax and Experian to send me my credit report(s) so I can do my statement of affairs. Think I'll be cracking open a bottle of wine when they arrive on the doorstep.

I'm 28 this year, have a four year old little girl who I adore, and don't want her to grow up and follow the same pattern I have with my mum.

Any advice, words of encouragement or slaps on the hand for being such an idiot where money's concerned will all be gratefully and humbly received.

Thanks guys - and can I just say that reading some of your stories, I am convinced I have come to the right place x x x

Nat

Numpty_Monkey

Welcome to the greatest forum on earth:A

That SOA will make some interesting reading:p

Well done on joining here:T

ScattyNat_2

Thanks a lot - not so much interesting as Stephen King shock horror!!!

poorandindenial

Hi Scattynat

A very big welcome to the forum and well done for deciding to get sorted.

Now, have you put together your statement of affairs yet?? If so do you feel like you want to pop it up on here?? We might be able to help you find an alternative way out of this, and will be able to explore your options with you.

As for shock horror - Check out my siggy for where I was when I found this place :eek:

ScattyNat_2

As soon as I get my two credit reports (I wonder if they have a reinforced truck to deliver them???) I will be posting my statement of affairs. Like I said, bottle of wine will be firmly in hand at that point!!

Numpty_Monkey

Don't do it with a bottle of wine
otherwise it comes out
in gobbledigook:rotfl:

But have it on standby:D


Have a brew, open the windows
Time to start a new life:j

ScattyNat_2

Hooray! Here's to 2009 being a million times better than 2008, 2007, 2006 ... you get the picture!! x

xnatalie81x

Nice to meet you - i'm new here too and close to the same age with my eldest child the same age as yours and prob a very very similar name lol

natalie

ScattyNat_2

Are you sure you're not me???? lol x x

xnatalie81x

ha ha well i won't actually be 28 until the 27th of jan so i'm a tad younger. And i've squeezed another 2 kids out since the eldest was born and my debt is much more so if ya wanna swop i'm more than up for it lol

ScattyNat_2

Well, as a bit of background, I am 28 in April, my first (and only) was a surprise arrival - indigestion turned out to be a "in its seventh month" pregnancy - hence the out of control spending .... Just kidding, I was in debt waaaaaaaaay before she arrived!!

Here's to getting out of it and being sensible from now on! x