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Mine and OH SOA
skintsteve_2
Posts: 108 Forumite
Here is mine and the OH SOA's
MINE
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1572
Partners monthly income after tax....... 759
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 16
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 10
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 400
Other assets............................ 0
Total Assets............................ 400
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 400
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 400
OH
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 759
Partners monthly income after tax....... 1572
Benefits................................ 290
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 16
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 3000
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 3,000
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 3,000
It seems we have a surplus of £278. Is there anywhere to bring this down? Any advise would be great.
Im probably not in the right frame of mind tonight, but i only have til Wednesday to get this sorted.
Just a quick question? The online forms seems to me more general. Do we just add everything together for say Housekeeping? Please help, i really dont know what to do.
MINE
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1572
Partners monthly income after tax....... 759
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 16
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 10
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 400
Other assets............................ 0
Total Assets............................ 400
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 400
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 400
OH
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 759
Partners monthly income after tax....... 1572
Benefits................................ 290
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 16
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 3000
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 3,000
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 3,000
It seems we have a surplus of £278. Is there anywhere to bring this down? Any advise would be great.
Im probably not in the right frame of mind tonight, but i only have til Wednesday to get this sorted.
Just a quick question? The online forms seems to me more general. Do we just add everything together for say Housekeeping? Please help, i really dont know what to do.
BR 14th Jan 2009
No. 23 BR Jan Club
No. 23 BR Jan Club
0
Comments
-
skintsteve wrote: »Here is mine and the OH SOA's
MINE
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1572
Partners monthly income after tax....... 759
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20 £30
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550 OR will most likely cut this to around £500 but leave and see. Nothing ventured
Clothing................................ 40 Try £100 again nothing....
Petrol/diesel........................... 80 Is it really this low? £110
Road tax................................ 16
Car Insurance........................... 35 fully comp?
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20 £5 per child per week for activities
Medical (prescriptions, dentist etc).... 0 £20 do you not go to the dentist? opticians? have prescriptions?
Pet insurance/vet bills................. 0 Do you have pets?
Buildings insurance..................... 0
Contents insurance...................... 20 Does this have accidental damage?
Life assurance ......................... 10
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40 £50/60
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 400
Other assets............................ 0
Total Assets............................ 400
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 400
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 400
Most of my comments above can be translated below
OH
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 759
Partners monthly income after tax....... 1572
Benefits................................ 290 How much of this is CHB?
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 20
Mobile phone............................ 20
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 40
Petrol/diesel........................... 80
Road tax................................ 16
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 40
Emergency fund.......................... 0
Total monthly expenses.................. 2343
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 3000
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,343
Available for debt repayments........... 278
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 278
Personal Balance Sheet Summary
Total assets (things you own)........... 3,000
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 3,000
It seems we have a surplus of £278. Is there anywhere to bring this down? Any advise would be great.
Im probably not in the right frame of mind tonight, but i only have til Wednesday to get this sorted.
Just a quick question? The online forms seems to me more general. Do we just add everything together for say Housekeeping? Please help, i really dont know what to do.
You add together things like the car stuff. There is also a drop down box at the end.
Do you have breakdown cover, any professional/union fees, dry cleaning?
Hope some of that helps.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
Thanks Tigerfeet for looking at this. I have amended it as you said previously, and answered some of your questions.
MINE
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1572
Partners monthly income after tax....... 759 This is her full wage. Do i put it all on?
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 2331
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 30
Mobile phone............................ 30
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 110
Petrol/diesel........................... 110
Road tax................................ 16
Car Insurance........................... 39 Yes Fully Comp
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 2557
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 400
Other assets............................ 0
Total Assets............................ 400
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,331
Expenses (including secured debts)...... 2,557
Available for debt repayments........... -226
Monthly UNsecured debt repayments....... 0
Amount short for making debt repayments. -226
Personal Balance Sheet Summary
Total assets (things you own)........... 400
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 400
OH
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 759
Partners monthly income after tax....... 1572 This is my full wage. Do i put it all?
Benefits................................ 290 CHB £125.40 Tax Credits £167.45
Other income............................ 0
Total monthly income.................... 2621
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 580
Management charge (leasehold property).. 0
Council tax............................. 124
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 37
Telephone (land line)................... 30
Mobile phone............................ 30
TV Licence.............................. 11
Satellite/Cable TV...................... 0
Internet Services....................... 10
Groceries etc. ......................... 550
Clothing................................ 110
Petrol/diesel........................... 110
Road tax................................ 16
Car Insurance........................... 33
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 580
Other child related expenses............ 40
Medical (prescriptions, dentist etc).... 40
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 2571
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 3000
Other assets............................ 0
Total Assets............................ 3000
No Secured Debt
Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,621
Expenses (including secured debts)...... 2,571
Available for debt repayments........... 50
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 50
Personal Balance Sheet Summary
Total assets (things you own)........... 3,000
Total Secured debt...................... -0
Total Unsecured debt.................... -0
Net Assets.............................. 3,000
So i dont know how this looks?? On the online forms the screen looks like this
How much do you spend each month on the following: Mortgage payments or rent on your home £Housekeeping (including food and cleaning) £Gas, electricity, other heating £Water £Telephone charges £Travelling to and from work and other essential journeys £Clothing £Maintenance payments and fines £Council tax £Other essential payments (e.g. life/household insurance, car tax & repairs) £If there are other essential payments, provide detailsof these payments
Its a bit more general online. The start is fairly straightfoward. I presume you just add it all together, Car Tax, repairs etc? And do you just paste the remainder of the SOA above? Also i have listed our full wages on her. I have been told you list a percentage? Is this right?BR 14th Jan 2009
No. 23 BR Jan Club0 -
How much do you spend each month on the following: Mortgage payments or rent on your home £Housekeeping (including food and cleaning) £Gas, electricity, other heating £Water £Telephone charges £Travelling to and from work and other essential journeys £Clothing £Maintenance payments and fines £Council tax £Other essential payments (e.g. life/household insurance, car tax & repairs)put the total of all other stuff thats not listed ie tv licence in this box £If there are other essential payments, provide detailsof these payments then list what they are and how much in this box.
as inbetween them 2 boxes when you print it out a total box appears
Its a bit more general online. The start is fairly straightfoward. I presume you just add it all together, Car Tax, repairs etc? And do you just paste the remainder of the SOA above? Also i have listed our full wages on her. I have been told you list a percentage? Is this right? yesIf you want to see the rainbow ,you gotta put up with some rain0 -
hiya steve - whens your date for br? I should be having my OR interview monday so will let you know about my and OHS soa form cos we were having the same issues with the form - in the end I kept all full payments for everything apart from haircuts - clothes and did for me and 2 kids and same on OH form then how ever much I was short on the difference was the amount the OH contributed to me and visa versa - does that make sense at all????? any how will see what my OR says and will post to let you know - if I cant find this thread at the time will start a new one so keep you eyes peeled :O)BR 9th Jan 2009 - Discharged 9th Jan 2010
'it's not how you start it's how you finish!'
https://www.amazon.co.uk/Mickey-Lonely-Path-Steve-Bailey-ebook/dp/B01FZMB73Q/ref=sr_1_2?ie=UTF8&qid=1464259329&sr=8-2&keywords=mickey+steve+bailey0 -
Hi Clanbailey! Its Wed 14th. :eek:
Its so confusing when you are both going BR. I think i know what "lisamummytoarchieplusbump" is on about. I think if theres any discrepencies, then we can go through them with the OR. So much trouble with mine, but i think once mine is done the OH should just be a breeze
We'll see!!BR 14th Jan 2009
No. 23 BR Jan Club0
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