Right anyone know?

stickysituation

Ok hello everone i was as you know declared bankrupt on Wed along with hubby just wanted to know on my SOA i had 130 left over, now because of child benefit will i not have an ipa (child benefit is 199) is it considered between us or seperatly as hubby has more surplus and is defo expecting ipa just wondered ? Also i am using my sisters car but we have registered it to me because it was soo expensive to have me as her named driver because she has 2 cars it is her car though, is it the OR descretion as to whether he lets me keep the car expenditure on my SoA i use car for work but only mon tues andalso thurs and fri when i take care of my sisters baby as well as mine also for school cubs beavers etc as i understand it i dont feel very confident that i will be able to keep these expenses just keepin fingers crossed . If i am not allowed these expensise i am still allowed to use the car arnt i surely if i can get together insurance and petrol money from my surpluss SORRY im rambling now :rotfl:

completemess

Hi stickysituation

Your child benefit does not form part of an ipa. Re your sisters car I don't know whether or not your OR should allow it or not, someone more experienced than me can help you with that but I think what you spend your surplus money on is surely up to you so using it on transport won't be a problem.

Fingers crossed you don't get an ipa - i'm hoping for the same xx

completemess

ps I see what you mean re the child benefit. Is it paid to you? My husbands details aren't on my claim so only listing it on my SOA x

stickysituation

Yes child benefit paid to me so on my SOA but not hubbys

completemess

Well my understanding is you won't get an ipa then unless your income changes before discharge :-)

tigerfeet2006

If the OR disallows the car then you will have to make a claim for travel for public transport . You can then use this towards the car