Can i get a morgage

steve4x4

Hi all new to this forum hope you can help me?
Coming on 2 yrs ago now i went throught a messy divorce( she had played away when i found out about it she kicked me out and a divorce soon followed) i lost every think house car the lot(good old british justis :mad: ) and come out in BIG debt and to add to the pain when this was going on i was made redundant as i had nothing to loss i went bankrup to clear it all. worked a treat :rotfl:
Now 2 yrs on and in privat rent costing a arm and a leg i wonder if i can get a morgage? I have started saving again but have not go nothin for a deposit and i am on a LOT less wage now only 20k hope to change that soon by getting back into my trade.
What do you think be kind!

Steve

steve4x4

over a month and no reply
Thanks for your help???

Barney088

Cheeky,

Two years after a bankruptcy and no deposit will be a very very difficult mortgage to arrange for anyone. I guess that three years would be common and almost all 100% schemes will be very strict. I would also suggest that they will all be subject to a tight credit score.

Northern Rock do 100% but seem to have a strict credit score
Yorkshire Buidling Society also have one which allows a minimal of adverse credit but I guess it would all have to be satisfied.