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I've got a Savings account! A proper one!
skylight
Posts: 10,716 Forumite
Its true! I do! Makes up for not getting early discharge!
For those that don't know, I went BR in Feb 08 and looks like I have to go the whole 12 months (no assets and no IPA/income though). When I went BR, I had a Natwest Step account. At the time, Natwest were closing even basic accounts with BRs.
Now, I know my OR told Natwest about me and my bankruptcy, but they never closed my account. They never even wrote about it at all.
I applied for an online e-saver account last week - and its gone through. I have received the paperwork today and as of today I can access the zero balance online too! Due to the "credit crunch" the interest rate is naff, but its a better rate than my mattress can offer.
So, do you think they haven't credit checked because I am already a customer? And perhaps they did nothing with the ORs notification about my BR, so don;t know about it??
Whatever. I have a real savings account! Fancy that! A BR with a savings account!!! :rotfl:From a real bank too!:rotfl:
For those that don't know, I went BR in Feb 08 and looks like I have to go the whole 12 months (no assets and no IPA/income though). When I went BR, I had a Natwest Step account. At the time, Natwest were closing even basic accounts with BRs.
Now, I know my OR told Natwest about me and my bankruptcy, but they never closed my account. They never even wrote about it at all.
I applied for an online e-saver account last week - and its gone through. I have received the paperwork today and as of today I can access the zero balance online too! Due to the "credit crunch" the interest rate is naff, but its a better rate than my mattress can offer.
So, do you think they haven't credit checked because I am already a customer? And perhaps they did nothing with the ORs notification about my BR, so don;t know about it??
Whatever. I have a real savings account! Fancy that! A BR with a savings account!!! :rotfl:From a real bank too!:rotfl:
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Comments
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WHOOOOO Well done sky:j ,know where to come if i want a sub now;)Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Woooo Look at you. All grown up and proper now
Congratulations :T
ym0 -
Yay!!!! Well done you
Maybe Natwest wanted to keep you as a customer cos you're soooo nice :AAccept your past without regret, handle your present with confidence and face your future without fear0 -
Well done Sky ..
had a similar thing with lloyds .. they've let me keep my current account and savings account so have them plus my coop account and my chelsea savings account .. gonna lose track of my millions soon (shhhhh don't tell the OR) :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0
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