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soa please help
 
            
                
                    clanbailey                
                
                    Posts: 294 Forumite                
            
                        
            
                    hiya right can you please check my soa well both mine and oh  gonna put them both here and see if they make sense - thanks in court friday morn so really need your eyes over it :  mine includes 50% of oh income and visa versa - also took out on both the extra adult expenses - have 2 children too
MINE:
Monthly Income Details[/b]
Monthly income after tax................ 470
Partners monthly income after tax....... 520
Benefits................................ 825
Other income............................ 0
Total monthly income.................... 1815
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 495
Management charge (leasehold property).. 0
Council tax............................. 109
Electricity............................. 37
Gas..................................... 37
Oil..................................... 0
Water rates............................. 40
Telephone (land line)................... 47
Mobile phone............................ 15
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 12
Groceries etc. ......................... 375
Clothing................................ 113
Petrol/diesel........................... 40
Road tax................................ 20
Car Insurance........................... 30
Car maintenance (including MOT)......... 45
Car parking............................. 0
Other travel............................ 10
Childcare/nursery....................... 0
Other child related expenses............ 114
Medical (prescriptions, dentist etc).... 30
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 20
Total monthly expenses.................. 1751
Monthly Budget Summary
Total monthly income.................... 1,815
Expenses (including secured debts)...... 1,751
Available for debt repayments........... 64
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 64
OTHER HALFS:
Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 1040
Partners monthly income after tax....... 782
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1822
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 495
Management charge (leasehold property).. 0
Council tax............................. 109
Electricity............................. 37
Gas..................................... 37
Oil..................................... 0
Water rates............................. 40
Telephone (land line)................... 47
Mobile phone............................ 15
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 12
Groceries etc. ......................... 375
Clothing................................ 113
Petrol/diesel........................... 120
Road tax................................ 20
Car Insurance........................... 30
Car maintenance (including MOT)......... 45
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 114
Medical (prescriptions, dentist etc).... 30
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 20
Total monthly expenses.................. 1821
Monthly Budget Summary
Total monthly income.................... 1,822
Expenses (including secured debts)...... 1,821
Available for debt repayments........... 1
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 1
SORRY TO BE A COMPLETE PAIN WITH THIS - POSTED LOADS ABOUT IT BUT IT IS THE LAST THING FOR ME TO MAKE OFFICIAL ON MY FORM
ooppps dont know why in caps :rolleyes:
thanks in advance 
                
                MINE:
Monthly Income Details[/b]
Monthly income after tax................ 470
Partners monthly income after tax....... 520
Benefits................................ 825
Other income............................ 0
Total monthly income.................... 1815
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 495
Management charge (leasehold property).. 0
Council tax............................. 109
Electricity............................. 37
Gas..................................... 37
Oil..................................... 0
Water rates............................. 40
Telephone (land line)................... 47
Mobile phone............................ 15
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 12
Groceries etc. ......................... 375
Clothing................................ 113
Petrol/diesel........................... 40
Road tax................................ 20
Car Insurance........................... 30
Car maintenance (including MOT)......... 45
Car parking............................. 0
Other travel............................ 10
Childcare/nursery....................... 0
Other child related expenses............ 114
Medical (prescriptions, dentist etc).... 30
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 20
Total monthly expenses.................. 1751
Monthly Budget Summary
Total monthly income.................... 1,815
Expenses (including secured debts)...... 1,751
Available for debt repayments........... 64
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 64
OTHER HALFS:
Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 1040
Partners monthly income after tax....... 782
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1822
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Rent.................................... 495
Management charge (leasehold property).. 0
Council tax............................. 109
Electricity............................. 37
Gas..................................... 37
Oil..................................... 0
Water rates............................. 40
Telephone (land line)................... 47
Mobile phone............................ 15
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 12
Groceries etc. ......................... 375
Clothing................................ 113
Petrol/diesel........................... 120
Road tax................................ 20
Car Insurance........................... 30
Car maintenance (including MOT)......... 45
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 114
Medical (prescriptions, dentist etc).... 30
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 20
Total monthly expenses.................. 1821
Monthly Budget Summary
Total monthly income.................... 1,822
Expenses (including secured debts)...... 1,821
Available for debt repayments........... 1
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 1
SORRY TO BE A COMPLETE PAIN WITH THIS - POSTED LOADS ABOUT IT BUT IT IS THE LAST THING FOR ME TO MAKE OFFICIAL ON MY FORM
ooppps dont know why in caps :rolleyes:
thanks in advance
 
                BR 9th Jan 2009 - Discharged 9th Jan 2010
'it's not how you start it's how you finish!'
https://www.amazon.co.uk/Mickey-Lonely-Path-Steve-Bailey-ebook/dp/B01FZMB73Q/ref=sr_1_2?ie=UTF8&qid=1464259329&sr=8-2&keywords=mickey+steve+bailey
'it's not how you start it's how you finish!'
https://www.amazon.co.uk/Mickey-Lonely-Path-Steve-Bailey-ebook/dp/B01FZMB73Q/ref=sr_1_2?ie=UTF8&qid=1464259329&sr=8-2&keywords=mickey+steve+bailey
0        
            Comments
- 
            clanbailey wrote: »hiya right can you please check my soa well both mine and oh gonna put them both here and see if they make sense - thanks in court friday morn so really need your eyes over it : mine includes 50% of oh income and visa versa - also took out on both the extra adult expenses - have 2 children too
 MINE:
 Monthly Income Details[/b]
 Monthly income after tax................ 470
 Partners monthly income after tax....... 520
 Benefits................................ 825
 Other income............................ 0
 Total monthly income.................... 1815
 Monthly Expense Details
 Mortgage................................ 0
 Secured loan repayments................. 0
 Rent.................................... 495
 Management charge (leasehold property).. 0
 Council tax............................. 109
 Electricity............................. 37
 Gas..................................... 37
 Oil..................................... 0
 Water rates............................. 40
 Telephone (land line)................... 47
 Mobile phone............................ 15 - add to phone
 TV Licence.............................. 12
 Satellite/Cable TV...................... 0
 Internet Services....................... 12 - only allowed for business or homework for children
 Groceries etc. ......................... 375 - increase to £400/£450 - covers the internet then if is not allowed.
 Clothing................................ 113
 Petrol/diesel........................... 40
 Road tax................................ 20
 Car Insurance........................... 30
 Car maintenance (including MOT)......... 45
 Car parking............................. 0
 Other travel............................ 10
 Childcare/nursery....................... 0
 Other child related expenses............ 114 - will have to explain what this is for to the OR as normal limit is £5 per week per child
 Medical (prescriptions, dentist etc).... 30
 Pet insurance/vet bills................. 10 - increase to £20
 Buildings insurance..................... 0
 Contents insurance...................... 10 -make sure you have accidental damage
 Life assurance ......................... 0
 Other insurance......................... 0
 Presents (birthday, christmas etc)...... 30 - not usually allowed but leave it and see
 Haircuts................................ 20 - £10 per adult, £5 per child
 Entertainment........................... 0
 Holiday................................. 80 - this is fine, according to the welfare rights man that I saw today! 
 Emergency fund.......................... 20 - not usually allowed but leave it and see
 Total monthly expenses.................. 1751
 Monthly Budget Summary
 Total monthly income.................... 1,815
 Expenses (including secured debts)...... 1,751
 Available for debt repayments........... 64
 Monthly UNsecured debt repayments....... 0
 Amount left after debt repayments....... 64
 OTHER HALFS:
 Statement of Affairs and Personal Balance Sheet
 Monthly Income Details
 Monthly income after tax................ 1040
 Partners monthly income after tax....... 782
 Benefits................................ 0
 Other income............................ 0
 Total monthly income.................... 1822
 Monthly Expense Details
 Mortgage................................ 0
 Secured loan repayments................. 0
 Rent.................................... 495
 Management charge (leasehold property).. 0
 Council tax............................. 109
 Electricity............................. 37
 Gas..................................... 37
 Oil..................................... 0
 Water rates............................. 40
 Telephone (land line)................... 47 - ditto same as above
 Mobile phone............................ 15 - ditto
 TV Licence.............................. 12
 Satellite/Cable TV...................... 0
 Internet Services....................... 12 - ditto
 Groceries etc. ......................... 375 - ditto
 Clothing................................ 113
 Petrol/diesel........................... 120
 Road tax................................ 20
 Car Insurance........................... 30
 Car maintenance (including MOT)......... 45
 Car parking............................. 0
 Other travel............................ 0
 Childcare/nursery....................... 0
 Other child related expenses............ 114 - ditto
 Medical (prescriptions, dentist etc).... 30
 Pet insurance/vet bills................. 10 - ditto
 Buildings insurance..................... 0
 Contents insurance...................... 10 - ditto
 Life assurance ......................... 0
 Other insurance......................... 0
 Presents (birthday, christmas etc)...... 30 - ditto
 Haircuts................................ 20 - ditto
 Entertainment........................... 0
 Holiday................................. 80 - ditto 
 Emergency fund.......................... 20 - ditto
 Total monthly expenses.................. 1821
 Monthly Budget Summary
 Total monthly income.................... 1,822
 Expenses (including secured debts)...... 1,821
 Available for debt repayments........... 1
 Monthly UNsecured debt repayments....... 0
 Amount left after debt repayments....... 1
 SORRY TO BE A COMPLETE PAIN WITH THIS - POSTED LOADS ABOUT IT BUT IT IS THE LAST THING FOR ME TO MAKE OFFICIAL ON MY FORM
 ooppps dont know why in caps :rolleyes:
 thanks in advance 
 have made some notes for you and hope it helps a little! best wishes for Friday! BSC #215/No.1 Jan 09 Club0 BSC #215/No.1 Jan 09 Club0
- 
            thanks donna mucho grassiass :O)BR 9th Jan 2009 - Discharged 9th Jan 2010
 'it's not how you start it's how you finish!'
 https://www.amazon.co.uk/Mickey-Lonely-Path-Steve-Bailey-ebook/dp/B01FZMB73Q/ref=sr_1_2?ie=UTF8&qid=1464259329&sr=8-2&keywords=mickey+steve+bailey0
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