Can you cash a crossed cheque without passing through your bank account?

sb44

As far as I knew you had to pay a crossed cheque made payable to yourself into your bank account.

However, I am sure I have seen businesses where you can cash a cheque and I assume they take some kind of commission.

A friend of ours has been made bankrupt (voluntary) and he has received a cheque or compensation from a car accident he was involved in.

He says if he pays it into his bank account the administrator will probably want it or some of it.

Can anyone advise if there are places you can cash crossed cheques please.

Thanks.

tigerfeet2006

I am not sure if they can cash it if it is a crossed cheque. But even if they can he really should not do it, if the OR finds out he will be in big trouble. How much is it for?

lisamummytoarchieplusbump

heres a link for cash converters but not sure if they do crossed cheques

http://www.cashconverters.co.uk/financial-services-from-cash-converters/3/cheque-cashing

but as tigerfeet says if the OR finds out he will be in big trouble.

sb44

I am assuming it is a crossed cheque as I don't think many people use uncrossed ones these days, it's too risky.

I think it's for just over two thousand pounds.

tigerfeet2006

It will depend on what the amount is made up of. I can't remember what the bit is that won't be touched. Get your friend to make an anonymous call to the Insolvency Service and ask about it as he may not have to give up all of it (number in my sig.)

sb44

tigerfeet2006 wrote: »

It will depend on what the amount is made up of. I can't remember what the bit is that won't be touched. Get your friend to make an anonymous call to the Insolvency Service and ask about it as he may not have to give up all of it (number in my sig.)

Thanks for the info.

To be honest I don't know who he is dealing with as I only hear half the tale when I am ear wigging when my husband is on the phone to him.

Shall get him to give him a ring tomorrow with your advice.

Cheers.

peppa-pig

i read on another forum personal injury claims are not touched by the OR if that is what the money is for.

sb44

peppa-pig wrote: »

i read on another forum personal injury claims are not touched by the OR if that is what the money is for.

Yep, it was for an injury invloving a lorry.

To be honest I was discussing it with my husband last night and he was going to tell him to not 'hide' the money as it wasn't worth the hassle. Easy for us to say as we aren't in his shoes thank god.

sb44

peppa-pig wrote: »

i read on another forum personal injury claims are not touched by the OR if that is what the money is for.

Thanks for the info.

He rang the OR who said if a payment is for personal injury they will not touch it.

JCS1

money for injury is his to keep, any element for loss of earnings, etc, would go to OR.