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Regular Checks to Maximise your Overpaying Potential

24

Comments

  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    Also for me personally:

    Daily - quick clicks for rpoints and quidco-type sites
    Monthly - spare change down back of sofa, bottom of handbag (if applicable) and in car (only really need a few pound for emergency parking).

    Thanks for bumping... I re-read and realised I'd missed two this time round!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    July checks!
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    August checks a few hours early
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi welshlassie, just renewed my insurance- used to pay £55 per month ( roughly £650 for the year). Got a renewal quote for £470 by following all MSE tips:D. Decided to pay it off in one go and when i go back to work in november ( on maternity leave at present) i will add £55 to my mortgage payments because i will not miss it coming out every month.:j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    Welshlassie - following your list I am having a ebay listing weekend. I have a ton to list!!
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    Checks for September!
  • SmileyG_2
    SmileyG_2 Posts: 359 Forumite
    Just found your bumped thread!

    I'm going to look at my home insurance to see what I can save (not happy with the Nationwide renewal quote). Anything I can save can be reidrected into MF activities (savings, investments and/or overpayments) so it's got to be worth it.

    PS. Are insurance renewal premiums going through the roof this year or are the insurance companies just taking the I°!$$?

    SmileyG
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    What a great thread - I'll be using post 1 as a check list!!!
    QB
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    October checks
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    November checks
This discussion has been closed.
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