We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Smile longterm tracker at 4.95%

lympus48
Posts: 116 Forumite


I am no expert and I have recently remortgaged but Smile customers are presently being offered 4.95% lifetime trackers at only 0.45% above Base. Offer closes 24/1/06. To me that looks very good and as I say us smile customers have had this in their emails and with the Co-op bank behind smile I would leap at it if was not already fixed up
sorry if this has already been posted
sorry if this has already been posted
0
Comments
-
That's incredible but are these figures correct? I launched into a remortgage application with them on the blower this morning on the basis of a lifetime tracker at 0.49% above base rate - total with the latest hike 5.74%, £399 fee, free valuation, free legal expenses, fully flexible, no tie-in. I'm not an existing customer though.
I knew I was being a little hasty having not kept up with the market for a while, but I figured that getting another search footprint shouldn't be too problematic if I end up electing for a better offer elsewhere.
A search of this forum hasn't been very revealing, so if anyone has the time & inclination I'd be very interested to hear of any positive or negative experiences other people have had in dealing with Smile. Thanks.0 -
The original post seems to be from 2006. Its now 2007.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Doh! Well spotted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards