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Smile longterm tracker at 4.95%

I am no expert and I have recently remortgaged but Smile customers are presently being offered 4.95% lifetime trackers at only 0.45% above Base. Offer closes 24/1/06. To me that looks very good and as I say us smile customers have had this in their emails and with the Co-op bank behind smile I would leap at it if was not already fixed up

sorry if this has already been posted

Comments

  • That's incredible but are these figures correct? I launched into a remortgage application with them on the blower this morning on the basis of a lifetime tracker at 0.49% above base rate - total with the latest hike 5.74%, £399 fee, free valuation, free legal expenses, fully flexible, no tie-in. I'm not an existing customer though.

    I knew I was being a little hasty having not kept up with the market for a while, but I figured that getting another search footprint shouldn't be too problematic if I end up electing for a better offer elsewhere.

    A search of this forum hasn't been very revealing, so if anyone has the time & inclination I'd be very interested to hear of any positive or negative experiences other people have had in dealing with Smile. Thanks.
  • Rick62
    Rick62 Posts: 989 Forumite
    The original post seems to be from 2006. Its now 2007.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Doh! Well spotted.
This discussion has been closed.
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