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Im really angry at myself!

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Hi peeps,

Just need to vent a bit really. I decided to put my car back on the road and my company helped me by giving me an interest free loan to fix it.

Thats all good and well but it came time for the insurance and tax. Problem is that I was £50 short in my savings account to cover the full yearly amount. I rang Barclays and asked if I could have a temporary (6 day) increase in my overdraught by £100 and got a "computer says no" after going through some long winded application.

I complained to the woman, telling her why I needed the money and have been with Barclays for over 10 years. She wasnt interested, even when I threatened to close the account.

So now because of the tight asses at Barclays I have had to pay for my car insurance monthly and thats cost me an extra £30 a year and another direct debit added, not removed to my account.

The REALLY annoying thing is I have an egg card that has a good limit on it but I cut it up and am paying it off, but had I used it, I could have paid off the amount of the car insurance in full on the statement when it appeared.

Im well annoyed at both Barclays and myself ! :mad:

Comments

  • Rikki
    Rikki Posts: 21,625 Forumite
    Could you not have bought 6 months road tax rather than paid for your insurance monthly?
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Good thinking! Although that costs a bit more too.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hmm, I never thought about that to be honest, but i dont think a lot of them have that opion. However on the plus side, I still saved about £100 by shopping around and reading Martins article
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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