Selling home to pay for care

dmg24

davey9998 wrote: »

also, wouldn't you want your gran to have the best care and for her to have choice of care home by paying for it - after all it was her money and her house

if you get a state care home it may be very poor

Not all council run care homes are of a poor quality. I know of many privately run care homes that are of a much lower standard.

feisty1

dmg24 wrote: »

Not all council run care homes are of a poor quality. I know of many privately run care homes that are of a much lower standard.

Yes, yr correct, however more choice over location etc is available with private homes. It wasn't my intention to come over this way

nickyhutch

Thanls for all your replies, let me have a read through and reply, but firstly, Davey, yes of course I want the best care for my grandma. Doesn't everyone? State home care isn't necessarily bed, either.

nickyhutch

davey9998 wrote: »

i don't know but i would have thought that as she is still living in it then it may not actually have been a proper trust and is a gift with reservation so it could be used to pay for care

also if you just put it into trust that would be deliberate deprivation.

need more info

I don't know the full details or have them to hand, but it was done 4 or 5 years ago.... if you need to know anything specific, please ask and I'll answer as well as I can.

besonders1

I think I would rather face the consequences and eventually die in my own house rather than go into a nursing home, I would avoid them at all costs even if I was demented.

nickyhutch

EdInvestor wrote: »

It would be sensible to take legal advice on the nature of and possible reason for the trust.

Thanks. Having read the replies, and not knowing the exact nature of the trust, I think that's the best idea for my mum and her sibs. I just asked wondering whether there was a straightforward answer - and there obviously isn't!

Please, people, I'm not trying to shove my grandma in a home, nor am I trying to keep her money for myself. I'm hoping she'll be around a long while yet.

nickyhutch

besonders1 wrote: »

I agree that families should sell the house to provide the best care for the person as its their money not just do what is best for the family as some seem to think that the house is their "inheritance" before the person has actually died.

But what happens if you can't sell the house, will elderly be denied care care until you find a buyer, even in the credit crunch and mortgages availability etc

I hope I didn't come across as feeling like that. I was just trying to get some info for my mum.

nickyhutch

besonders1 wrote: »

I think I would rather face the consequences and eventually die in my own house rather than go into a nursing home, I would avoid them at all costs even if I was demented.

My grandma is sometimes confused, not demented, but cannot take care of herself properly. If she stays in her home, she will soon have (another) fall and I (and she) would rather she was in a home where this is less likely.

treliac

ruggedtoast wrote: »

Theres some kind of statute of limitations as well, so if the trust was set up in the last few years it may not be valid and they could force a sale.

That's so if it can be proven that the intention was to deprive the council of the capital available to pay for care, i.e. if the older person was already known to be likely to need care when the arrangements were made.

If one of the beneficiaries of the will is living in the house and would be made homeless by the sale theyre less likely to pursue it as far as i remember.

If the house is shared with someone over the age of 60, or who has been caring for the person going into a home.

nickyhutch

We want her to go to a home in which she's happy, whether it's state or privately funded. Hell, she's not got thousands and thousands - it's an old, old fashioned terrace in a very deprived town. If it were to sell at all, I don't think it would go to paying fees for very long/