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Right, thats the 12+2+30 days up.

jasonkurtsdad
jasonkurtsdad Posts: 43 Forumite
in Debt-free wannabe
Is there a letter i can send to bcw to tell them to get stuffed. I have not heard a word from them since the last post i typed (19 days ago).

Or should i just leave it as it is and do nothing??

Comments

  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    There is!
    I'm sure someone will be able to post it shortly!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • 10past6
    10past6 Posts: 4,962 Forumite
    jasonkurtsdad wrote: »
    Or should i just leave it as it is and do nothing??
    Do you have proof you sent the letter, and they've received it?

    Oh, btw, they no longer have +30 days, it's now 12+2.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • jasonkurtsdad
    jasonkurtsdad Posts: 43 Forumite
    yeah, kept all the receipts from the post office so can check on the post office website.
  • 10past6
    10past6 Posts: 4,962 Forumite
    jasonkurtsdad wrote: »
    yeah, kept all the receipts from the post office so can check on the post office website.
    You need do nothing more then until you hear from them, don't waste your time on postage or writing at this stage, they have your legal request, the onus is on them now.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • ibleedred
    ibleedred Posts: 51 Forumite
    Thought I would just post on here rather than starting another thread........................

    I did this, then after the first 12 days I received a letter stating:

    "Your account balance is £0. We no longer have interest in this account, this account is closed"

    I assumed this is good for now, but to me it looks like they will move this "debt" onto another company? Should I just wait and see what happens next?

    Many thanks to any who help
  • 10past6
    10past6 Posts: 4,962 Forumite
    ibleedred wrote: »
    I assumed this is good for now, but to me it looks like they will move this "debt" onto another company? Should I just wait and see what happens next?
    If anyone else contacts you send them the a/c in dispute together with a copy of that letter.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • jasonkurtsdad
    jasonkurtsdad Posts: 43 Forumite
    so if they contact me again about this still saying i owe them the money what should i do.?
  • jasonkurtsdad
    jasonkurtsdad Posts: 43 Forumite
    ok, bad news . got the cca letter today and am gutted. guess i`ll have to pay now, but theyre only gettin a pound a week. so in 30 years it`ll be paid off. sod emm!!!!!!!!!!!!!1:mad:
  • Frantic_Female
    Frantic_Female Posts: 2 Newbie
    jasonkurtsdad wrote: »
    ok, bad news . got the cca letter today and am gutted. guess i`ll have to pay now, but theyre only gettin a pound a week. so in 30 years it`ll be paid off. sod emm!!!!!!!!!!!!!1:mad:

    Scan the agreement and post it to make sure it is enforceable. Sorry it came through.
This discussion has been closed.
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