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What is the 1st thing you will do when MF?

2

Comments

  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Breathe a sigh of relief.
  • techno12
    techno12 Posts: 734 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Extend the lease on my flat, it's already at 67 years and dropping...

    Sigh! Everyone on here seems to have other halves and families! Wish I had those 'complications' ;-)

    Here's me, nearly 40, eternally single, and a ftb stuck with a 140k+ mortgage.
  • benbenandme
    benbenandme Posts: 12,381 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Make sure my ex knows about it :D He walked out and left me a single parent when ds wasn't even 2 yrs old, I was working 16 hrs a week and had no idea how I'd manage :o Can't wait to drop it into conversation one day ;) especially as he still hasn't managed to get out of rented (even though he's desperate to get back on the ladder) as he spends money like water and can't save a penny :rotfl:
    Mortgage Total: £50,772/ £75,000
    Mortgage Overpayments Pot £1680
  • wabbits
    wabbits Posts: 31 Forumite
    Breathe a sigh of relief

    Absolutamente.....Having read soooooo many threads/diaries I really wanted to know what people are going to do when the goal is achieved.
    I still shop at Aldi and cycle to work and have no intention of buying a car or any other depreciating liability

    I know my wife and I will do the same.....just because we will eventually be mortgage free does not mean we will 'fritter' money......

    I remember seeing a sticker on the back of a car some years ago...."YOU GET ONE LIFE ...LIVE IT"....by being MF that would allow my wife to leave her job (she doesn't exactly hate it if you know what I mean) and do something she LOVES! I like my job (working for the family business) so will stay there. The thought of being MF in the future is a wonderful driving force for us.

    Keep those thoughts coming....I love reading of other peoples plans....you have to dream.....but this dream will eventually come true!!!

    Chris
    Mortgage at start Oct 2000- £112000
    Current mortgage @ March 2010- £62229.
    End date, Aiming for Dec 2010
    2009 MFW Overpayment challenge #176. 2010 MFW Overpayment challenge #79
    OP Mar-£1000/1000:j
    Mortgage = Lifetime Tracker +0.18% above BOE
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Make sure my ex knows about it :D He walked out and left me a single parent when ds wasn't even 2 yrs old, I was working 16 hrs a week and had no idea how I'd manage :o Can't wait to drop it into conversation one day ;) especially as he still hasn't managed to get out of rented (even though he's desperate to get back on the ladder) as he spends money like water and can't save a penny :rotfl:

    What fab motivation - not only will you and DS have a fab mortgage free life but you'll be able to give ex a reality check!

    I've got to find my new home & get the mortgage but once that's gone I guess the plan will be to start saving for my second home (cottage by the sea) that I aim to retire to as early as possible :j
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    maz123 wrote: »
    cheeroleary,
    I wish I had the balls for that but that's just too much!
    good luck i just couldn't do that, but i'll raise my glass to you

    284 days to go. I bloomin can't wait.
  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I really don't know!

    It seems such a long way off that I haven't even thought about it and I'm so use to having a mortgage that I would feel lost without it.

    Ummm, think I would not do anything for a while until it settles in - you know like some lottery winners who carry on with their old lives for a while?

    Can't wait to experience that moment though!

    Floxxie
    Mortgage start September 2015 £90000 MFiT #06
  • homeaway
    homeaway Posts: 263 Forumite
    We are hoping to be MF by the end of this year! It becomes addictive just wanting to see the balance going down. For us it will mean that my hubby can be flexible in the work he takes on . I suppose it really means that we can have more choice in our lives.
  • First thing I'll do is raise a glass. New year's resolution is not to touch a drop until the mortgage is paid.


    Wish I could be that dedicated!!
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Jasper27_2
    Jasper27_2 Posts: 236 Forumite
    Part of the Furniture Combo Breaker
    As a few people have said I'm not going to abandon my thrifty ways but I will

    1.Go part-time at work (struggling to work full-time due to medical condition).
    2.Go on more holidays
    3.Save some cash for retirement as part-time working will reduce my pension.
    4.Sleep much easier knowing only one of us needs a job for us to live.
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