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Cahoot - default for credit card closed 2 years ago!
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determinedtodothis
Posts: 593 Forumite
:mad: :mad: :mad: :mad: :mad: :mad: :mad:
Hmm just checked my credit report - Cahoot (Loan £5k on DMP) have added a default to my record for a credit card i had with them closed 2 years ago!!! Hmpf! i wrote a SOA letter to them in August with a cheque because their charges are very high, before xmas i wrote another letter saying they had failed to comply and i wanted the statements within 2 weeks or I would escalate it.
Straight on the phone and they said it will take a month to rectifiy! is that the norm? i'm so cross - so it matter if its been on there a month and then taken off? I suspect it was meant to be added to the Loan account
Hmm just checked my credit report - Cahoot (Loan £5k on DMP) have added a default to my record for a credit card i had with them closed 2 years ago!!! Hmpf! i wrote a SOA letter to them in August with a cheque because their charges are very high, before xmas i wrote another letter saying they had failed to comply and i wanted the statements within 2 weeks or I would escalate it.
Straight on the phone and they said it will take a month to rectifiy! is that the norm? i'm so cross - so it matter if its been on there a month and then taken off? I suspect it was meant to be added to the Loan account
TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
£9,262.93 Paid off (Since LBM) 
Debt Free Date [strike]2021[/strike] 2015
Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
:xmassign:
0
Comments
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Don't speak to anyone on the phone. They have to repsond within a certain timeframe or they cannot chase the debt. They will try to bend the rules by phone, but know the score and won't in a letter. Refuse to answer any security questions and insist all communication is in writing.Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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