New year new me

ms_london

I suggest that you look after your own finances. If you dont want to go on that many holidays - can you really afford £180 a month, then say so!! That £180 extra a month will really make the difference. You are not in too much debt (less than I was) so it can be done, and probably wouldnt take too long.

With regards to your OH, she obviously can't manage if you have to subsidise her lifestyle (holidays, phone??) - just let her deal with her finances, and you deal with yours, especially if the relationship is a bit rocky anyway - sorry if this sounds harsh!!

Ms_London

p.s so have you downgraded your bank account yet? :0)

dmac_74

I have just phoned barclays and have downgraded my account to basic so will save the £12

The account did have a 0% overdraft but this is now 1.22%

As the limit is £260 this will be a max of £3.17 instead of £12 so have just saved 8.83 a month with just one call

jen_jen_2

:T :T :T
small steps.....
well done you!!