My First Proper Debt Diary

wendy_ann1983

I think I started a diary before but never really used it, so new yr, new diary, new sense of purpose. This year may even get a sig sorted. Have to go to work soon so will post up proper figures and goals later.

:beer: Happy New Year everyone!:beer:

wendy_ann1983

Barclaycard -£2852.50 (23.9%) I try and pay min of double the monthly figure
Loan -£3080.51 (19.9%) £180 pm
Total -£5933.01

I will be getting a refund of approx £1000 onto the credit card when First capital connect get their act together
I will also start putting anything i earn from cashback sites, clicks, surveys, scratchcards etc towards the C/C as well as any change from my £3 per day spending budget
Once C/C is paid off money will go to paying off loan early

Would do an SOA but I'm moving in just over a month so all figures will change (quite drastically in fact)

Shoe_Gal

:hello: hello and good luck!!

wendy_ann1983

Was going to start doing clicks tonight but i'm shattered so will have to be happy with the £3 daily spend budget i didnt spend and start 2mo as its my day off