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The 'I want it NOW!!' debt/savings thread Part 2

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Comments

  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lol-nice one Yukki lmao!!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Well I have to try and make some use out of him today. I have redeemed £5 from bport so giving that a rest for a while.
  • Nichelette
    Nichelette Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I went a bit mad on bingoport yesterday, I was bored of trying to accumulate so I thought I'd spend the 4000 I had to see if I'd win something, I won 2000 of them back in the end, I might venture onto there now.

    I think I'd like to do an nvq but I need to look into it properly. I have no idea how much it would cost, but I think I'd have been a lot better doing an nvq than a degree, if only I'd known that at the time.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    The college I'm doing mine through, the guy said something about everyone over 19 can get one free now but I don;t know if that eas certain areas etc
  • Nichelette
    Nichelette Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's interesting Yukki, I might have a look and see if that would apply to me. I'd read a post somewhere (might have been on here) about someone on JSA who wanted to do a course for something but was told they weren't allowed to because they were too qualified. After seeing that I assumed because I have some higher education I'd have to pay for everything.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • I'm not sure about the free NVQ thing... I don't think it applies if you have a level 3 qualification (e.g. A levels). Might be worth looking into though as things could've changed.

    Just had tea - homemade cheese pie, chips and gravy. Lovely! Preparing myself for college now, have to leave in half an hour... I feel a bit drowsy but I think it's because I took painkillers earlier.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    You can't be over qualified I do remember him saying that but I have a level 3 in childcare and was still allowed to do a level 2 in IT.
  • Nichelette
    Nichelette Posts: 2,138 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Is it level 3 or 4 that is equivalent to a degree? I remember looking a while back but have forgotten now. I think it's a bit stupid, yes I have a degree, but I have paid for it all myself which is why I can't really afford to do an nvq. We didn't get any careers advice so I did something I was good at because my friends and family were all telling me to, but I know if I went and did what was my back up plan when I was 18 (law) I'd be miserable. Argh!

    *edit* You've already answered cl :o
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • 4 is a degree I think... not sure though.

    Do you have to be claiming benefits to get it for free? I definitely couldn't get mine free anyway as I had already done three years at A level. I asked when I signed up to my course, which had the option of NVQ or diploma.
  • Right I'm off to college. Be back on later! x
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