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remortgage

fixed rate about to end, have 60,000 outstanding on split of 30,000 endowment (worth 9,000) which is seriously under performing and 30,000 onrepayment,looking for some direction / advice on setting next mortgage which starts on april 1 2009:confused:

1 property worth 2000,000
2 no plans to move
3 best price and no variations is why we use fixed rates
4 yes would consider changing to just repayment depending on terns
5 9-10 years left on mortgage
6 yes clean credit history
7 joint income of 52,000
8 small car loan around 5,000

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    1. What is your property worth?
    2. Have you any plans to move house?
    3. Why did you choose a fixed rate?
    4. Are you prepared to pay more and lose the reliance on the endowment?
    5. How many years are left on your mortgage?
    6. Do you have a clean credit history?
    7. What is your annual income?
    8. Do you have any other loans/credit card debts?
    9. Is there any other relevant information you can give us?

    https://www.moneysupermarket.com/mortgages may give you a steer on what deals are currently out there.
  • remortgage advise
    opinions4u wrote: »
    1. What is your property worth?200000
    2. Have you any plans to move house?no
    3. Why did you choose a fixed rate?no variance
    4. Are you prepared to pay more and lose the reliance on the endowment? probably
    5. How many years are left on your mortgage?9/10
    6. Do you have a clean credit history?yes
    7. What is your annual income?joint is @52000
    8. Do you have any other loans/credit card debts? small loan 5000
    9. Is there any other relevant information you can give us?endowment is now about 8000 shortfall

    www.moneysupermarket.com/mortgages may give you a steer on what deals are currently out there.
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