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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    The_Dragon wrote: »
    *sniff* I've not got my pretty star yet even though I hit target! :cry:

    Its there now!!! Sorry been a bit manic and head in clouds last couple of days.

    Stars for other target hitters too!

    I managed NSD 13 on Tues and 14 today, 6 left and 9 days left so 3 more spend days but thats tomorrow and Saturday as shopping and out so only can have 1 next week!
    Now a SAHM trying to earn some spare pennies each month
  • jennyred
    jennyred Posts: 421 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    NSD number 16 under my belt!!! just 4 more needed!! yay

    jenny

    xxxxxxxxxxxx
  • Another NSD for me today :D
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Another spend day today :( only need another 4, got to get on this!!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hi everyone

    Tomorrow is payday for me so I am declaring my total NSDs for January at 24.

    I am so pleased and know that it is going to take a lot to beat that next time, but don't care if I don't make that many again, am just pleased with how I've started the year and am hoping to go on the same and I'm aware that it's also been a long time between the two pay days.

    Good luck everyone, will be looking forward to the next month's challenge.

    Cheers
    Casper
    x x
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another one yesterday, total of 8 now. Hopefully will have another one today as only need groceries which would usually be in my spend days but am using a Sainsburys gift card that BF got as a bonus at work.
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • Well done everyone :) I'm up to 9/16 which means only 2 more spend days allowed if I am going to make it... and I have to spend today :eek: so it's possible but looking increasingly difficult!
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    :wave: Sorry for being awol the last few days my lovelies.

    Hubby has been made redundant - and there's so much to do and organise and work out.

    On top of that they've finally worked out what's been wrong with my Mum the past 4 months - it's bowel cancer - so there's a flurry of activity associated with that.

    And if I'm honest, quite a bit of staring into space worrying. :(

    My 20 yo son was planning to move out in March into a house share with some mates, but he says he'll stay here if we need his contribution to stay afloat. I'll feel horrible if we hold him back though.

    My 14 yo daughter was supposed to start managing her own Child Benefit from next month to learn money management skills, but I'm not sure we'll be able to let her. (She's already said that she doesn't mind waiting a bit longer, but I know she does really. She's been so looking forward to it.)

    Anyway... Sorry for all the misery guts posts this month, but on the bright side the NSDs are going swimmingly cos I am terrified to spend any money at all! :eek: :D:o

    Love Jacks xxx :D
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Oh Jacks - huge hugs to you and yours - Dr Dragon is pretty much in the same boat so I know where you are coming from (although he had a job interview for a two month contract this morning - fingers crossed!)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • I am very sorry to hear of your news regarding your Mum's illness and your Hubby's job Jacks. Hopefully they have caught your Mum early and it all be very treatable. I firmly believe that as one door closes another one opens so tell ubby to keep a weather eye out for that. :) Please also hug your son and daughter for me for being so thoughtful. You must be very proud of them.

    As for my low spending and no spending regime, the NSD's continue apace. I have been foillowing my rules religiously and using Jacks trick of doing my shopping on the same day that I have plans to go out in the evening, or the same day that I have to buy my travel ticket. In this way I have been able to score four or five NSDs in one week! (A feat I never believed was possible for me.)

    It is my very great pleasure to announce (to shout from the rooftops in fact:D ) that I have now beaten my target of 8 NSDs and in fact, I've had 13 this month so far. :eek:
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