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Its here.... the first NSD challenge of 2009! January here we come!

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Comments

  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Question... as my NY resolution is to find out more about my family and do a proper trace,etc - I have found some software for my Mac which I can buy today but as it is released on the 9th Jan - will only be charged then - if I buy it today and dont spend anything else today can I still class today as a NSD??

    I think if you KNOW it comes out on a certain day then count that day as the spend, if you are buying something in a shop on your card and you don't know when it will hit your account then the day you got the goods.

    A spend day for the Dragons today - Dr Dragon has been out to get bread and milk (and the EuroMillions!)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • webitha
    webitha Posts: 4,799 Forumite
    oh can i join in please
    i will aim for 11 purely because noone else has gone for it lol,
    well 2 down 9 to go
    If we can put a man on the moon...how come we cant put them all there?

  • The_Dragon wrote: »
    I think if you KNOW it comes out on a certain day then count that day as the spend, if you are buying something in a shop on your card and you don't know when it will hit your account then the day you got the goods.

    A spend day for the Dragons today - Dr Dragon has been out to get bread and milk (and the EuroMillions!)

    YUP - its a pre-order on Amazon - so will go ahead and buy it.... I bought my lotto and euro lotto online in December! hehehe:A
    Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!

    2025 Fashion on a ration - 9/66
  • Ok I was rubbish last year with keeping up with this so going to try again.

    I'm going for 10 NSD this month which I'm hoping I'll achieve. Today is number two as not been out much but when I'm back at work I'm hoping thats when I'll clock up most.

    I'm not counting spending on petrol as I drive a lot in my job so that will never reduce. Not counting regular bills cus again they won't change. Will count spending on lunch food or bits I don't need but end up buying.
    'Proud to be dealing with my debts'
    20p savers= £158.00 :T DFW Nerd #1061
    Nectar points 3514 Boots Ad Card £21.30
    31/01/10 Loan 1 = £6058, Loan 2 = £8896, Caravan Loan = £12980, HSBC CC = £0 :j Car = £0 :j, Loan 3 = £2490, Overdraft = £0 :j
  • Jacks_xxx
    Jacks_xxx Posts: 3,874 Forumite
    Blimey. I've got an absolute stinker of a cold all of a sudden so today is another NSD for me.

    (Even I can't spend money whilst asleep under a duvet! :p )

    Love Jacks xxx :D

    PS wit40iwtwan so long as you count it on one of those days that's all that matters really - although Dragon's criteria is probably how I would work it.
    Not everything that can be counted counts, and not everything that counts can be counted. Einstein
  • Another NSD for me. i spent some of my Christmas money, but I'm not counting that, it's a gift!

    Making me 9/15 :D
    :j Baby boy arrived 22nd August 2012 :j
    :jSecond menace arrived safely 13th February 2014
    :j
    Debt Free Wannabee 2015
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A good start to the month, yesterday and today both NSDs, so numbers 1 &2 :)

    dman_raph.jpg
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just had to buy Euro tickets online cause queue in shop was huge and won't get another chance to go in (as am at work) - annoyed now cause I had to transfer £5 into the NL account when only needed £3!

    I think I'll withdraw the £2 again or I'll just start doing scratchcards when I'm bored!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Second NSD for me, not budged from the house again - blooming sinuses :rolleyes:

    Nearly bought myself a euromillions ticket online like yourself lilian1977 but have resisted since I've no luck whatsoever and no cash in my lottery account so I would've ended up putting a tenner in so I could play some scratchcards :o

    I'll be spending tomorrow though, there's a few of us going out for a meal should be fun but I'd rather a night in with a bottle of wine and the wii - super fun and way cheaper :o
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    debtbegone - I hope you're using one of the money off coupons for your meal! ;)
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
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