What information a creditor can ask for?

K-lo

Hi,

Can anyone tell me what information a creditor can legally ask for please?

I have a debt collection company asking for complete breakdowns of what I pay into a pension and the obvious ones like income and expenditure etc..

Any help most appreciated

Thanks

K-lo

10past6

Ask them to show their P60 or wage slip, then you may THINK about disclosing PERSONAL information.

They have NO right to such information, tell them to **** off

Tell them, only if your instructed by a court will you show such information

poorandindenial

If you are trying to negotiate a payment plan with them on a reduced payment to what you have been paying then I think it is fair that you share with them what your income and expenditure is so that you can show that you have been reasonable in the event they try to take it further (you would have to do this on a DMP if you went down that route anyway).

DO NOT let them try to tell you to stop paying into your pension, for them to even request it would be bang out of order.

10past6

If you're already on a payment plan with anyone, then ALL your creditors / DCAs would have received an I&E.