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SOA Advice

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  • The OR usually only allows £20 for pets but leave it and see, if he reduces it the rest will have to come out of your surplus.
    dog and cat taste like chicken, so do hamsters, gerbils and, er, chickens...

    and rabbits im told
  • Monthly Budget Summary
    Total monthly income.................... 2,750
    Expenses (including secured debts)...... 2,437
    Available for debt repayments........... 313
    Monthly UNsecured debt repayments....... 1,000 (written off in BR)
    Amount short for making debt repayments. -687

    new surplus +£300 is - IPO at 60% = £180 ish for 3 years
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