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Another 2 years on Tie In...Can I Negotiate

BTB1_2
Posts: 94 Forumite
Hi
I took a mortgage out with The Chelsea around 1 year ago with a 3 year fixed rate.
At the time I had adverse credit history and had to take the rate on offer (also self employed so self cert).
2 months ago my credit rating became crystal clear but I am obviously still tied in a the silly rate.
Would it be worth trying to negotiate with The Chelsea for a better product or am I wasting my/their time.
Any thoughts appreciated :cool:
I took a mortgage out with The Chelsea around 1 year ago with a 3 year fixed rate.
At the time I had adverse credit history and had to take the rate on offer (also self employed so self cert).
2 months ago my credit rating became crystal clear but I am obviously still tied in a the silly rate.
Would it be worth trying to negotiate with The Chelsea for a better product or am I wasting my/their time.
Any thoughts appreciated :cool:
0
Comments
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To be blunt, yes you would be wasting your time.0
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No........0
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