nhs pension advice please

drpbalaji1960

I'm a doctor in nhs. i currently do not pay any pension. i opted out of the scheme after paying for 4 years.

When i did my first job i was paid to a slightly different name( i didn't have a N I number) because of the confusion in my surname. Then after that i got paid with the different surname and the pension paid for the first job was not carried into my pensions.

My question is whether i could claim back the pension money for my first job.

Thanks.

Dr P Balaji.

jancee_2

It is crucial that you get in touch with Her Majesty's Revenue and Customs and get your record put straight - get all your contributions credited to your own account.

Call 0845 3021479

jem16

drpbalaji1960 wrote: »

I'm a doctor in nhs. i currently do not pay any pension. i opted out of the scheme after paying for 4 years.

Is there any reason you have opted out of one of the best pension schemes in the UK?

seven-day-weekend

Agree with Jancee and jem, sort out the misunderstanding, get it all credited to your correct name and OPT BACK IN!!

Errata

drpbalaji1960 wrote: »

I'm a doctor in nhs. i currently do not pay any pension. i opted out of the scheme after paying for 4 years.

When i did my first job i was paid to a slightly different name( i didn't have a N I number) because of the confusion in my surname. Then after that i got paid with the different surname and the pension paid for the first job was not carried into my pensions.

My question is whether i could claim back the pension money for my first job.

Thanks.

Dr P Balaji.

Talk to your professional body, the BMA, it has specialist financial advisors in its BMA Services division. That's what you pay your subscription for.

Biggles

drpbalaji1960 wrote: »

I'm a doctor in nhs. i currently do not pay any pension. i opted out of the scheme after paying for 4 years.

When i did my first job i was paid to a slightly different name( i didn't have a N I number) because of the confusion in my surname. Then after that i got paid with the different surname and the pension paid for the first job was not carried into my pensions.

My question is whether i could claim back the pension money for my first job.

No, you can't claim the contributions back. Nor would you want to, it would be a bad deal.

But you can make sure they put the records straight to make sure you have full credit for the four years. Your employer should do that by liaising with the NHS Pensions Agency, no problem. But how do you know they aren't recorded correctly? Who told you?

And yes, opt back in immediately!

dunstonh

Get back in the pension ASAP. Its worth a fortune to you at very little cost.

vallin9

Before I left the NHS last November at the age of 63, I was informed by NHS pensions that I would get a lump sum, back pay to the age of 60 of my preserved pension, and a very small pension. I had only preserved pension as I was not paying into the NHS pension scheme this time round. I have worked for other companies most of my working life, but happened to be working for the NHS from 2002 to 2009.I have received all these monies, but made the mistake of querying something. They have now told me that I have to pay back the £2,500 that was my back pay of preserved pension, as my pension should start from November when I left. How do I know that this is correct when they have changed their minds and got it wrong twice before?

Andy_L

dunstonh wrote: »

Get back in the pension ASAP. Its worth a fortune to you at very little cost.

Depends, if the OP is a GP then they have to pay both the employee & employers contributions.
If there not then yes, they need to rejoin stat (you see what I did there )