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Merry Christmas
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merry christmas.Total 'Failed Business' Debt £29,043
Que sera, sera.
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Happy Christmas everyone! We don't open our presents until the evening, so I'm just sat watching christmas tv

sf xxBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Merry Christmas my e-friends!
We're enjoying our last christmas in debt and our last christmas without a child! Of course all this means that I'm just watching others drink deeply of the christmas spirit but I'm getting lots of piccies to blackmail people with!!!
I hope you all have a wonderful day
Cat.xDFW Nerd Club #545 Dealing With Our Debt
never attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
the thing about unwritten laws is that everyone has to agree to them before they can work - *louise*
March GC £113.53 / £3250 -
Good afternoon everybody and a very Happy Christmas to you all.
We will be eating at around 3.00 as my wife is working - another Christmas shift :eek: . I've spent most of the morning preparing the veg - I love sprouts too, DID, even though they don't particularily like me.
:rolleyes: 
Still, as the turkey is now in the oven, I've found time to look in on my virtual friends - good to see so many on line. :T :T
So, as I prepare to over indulge myself before falling asleep in front of the telly (got the DVD of 'The Great Escape' in case it's not on any of the freeview channels :rolleyes: ) I wish you all::xmastree: :santa2: 'Merry Christmas' :santa2: :xmastree:
And don't forget:'Keep it Low in 2009'Courtesy of MoozieRog2 and Family.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Merry Christmas all, think best present I had was kids being understanding and not linching me, when I didn't get up at silly o'clock, cause think lurgy is back.
Anyhow they patiently waiting till 9am and for me to make my first cuppa. First year they have not had a cooked breakfast on xmas day. Then the house became a bombsite. Youngest seemed more thrilled over his hat (those flappy sided things thats all the rage and what I had actually bought as a stocking filling, till I realised I couldn't fit anymore in the stocking) then someof his other stuff.
Was great that all the kids where really happy with what they got, even though they only had about £50-£60 each spent on. Admittedly £35 worth of stuff was still done on credit, but that was skateboards in sale at half price each.
Well Dinner is now all cooking and with luck will be ready for around 1:30, and table is all laid (just cant find my christmas table cloth).
Anyhow, ENJOY all.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
and the bells were ringing out for Christmas Day........
this Christmas, I am mostly spending it alone it seems.........
There's a bottle of champagne in the fridge that has been there since last Christmas, apparently waiting for a 'special occasion'..........fuff that, I'm drinking it! :rotfl:
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
First time ever, a meal was ready for roughly when I planned:j:j. Everyone is now having a stomach settle break, before kids do the pots (well if they want any tea tonight, we need the crockery and cutlery cleaning. Plenty of mash left over to use as a topping for a Sheppard pie. Some peas carrots and swede that can also go in it to bulk it out. Half a chicken left, and will use the meat from wings and a leg to make chicken curry for the kids.
Think meal planning with remainders of today's dishes is in stall.19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..0 -
Have a great day everyone, I'm just off out to my folks and think I might walk so I can have a wee drinkie...
enjoy the champers BB!
I've just downloaded my free mp3s from amazon, they are giving away £3 of downloads today and tomorrow in case anyone missed the email! Just log in.Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Happy Christmas everyone! I'm sat in front of the tv at my mums waiting for a lovely plate full of roast beef!
Off to MILs after, I'm going to have to get very drunk to survive it
Got a lovely bracelet and swarovski hedgehog from DF.
Busy time for me over the next few days, just few days now until the wedding! :j
Hope everyone is having a brilliant day xx:heartpuls
:heartpuls
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merry christmas everyone x:j0
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