Have NatWest put a black mark on my credit report?

Kirstenm1976

I'm really cross with NatWest. I've received some loan documents from them after speaking with one of their people on the phone, and she has put the wrong previous addresses on there for myself and my husband. Is this now going to show up on our credit reports as fraudulent information or something like that? We haven't signed the documents, and i have no intention of doing so now, so not sure if that makes a difference or not?

Hope someone can help!

Thanks!

jonesMUFCforever

Have you actually changed your address with the bank?
If you haven't how did you get the documents?

Kirstenm1976

jonesMUFCforever wrote: »

Have you actually changed your address with the bank?
If you haven't how did you get the documents?

It's not my current address that's the problem, it's our previous ones (we've been living here less than 3 years you see).

Burlesque_Babe

I can't see it would make any difference.

There is no such thing as a 'black mark'. The only possible thing that could show on your report is a search on your file by Nat West to see if they want to approve your loan or not.

CIFAS is a marker flag placed on reports for reported or suspected fraud and I wouldn't think an incorrect previous address is anything to worry about in the slightest.

chambta

Natwest will have a previous address on file and I guess that the person you spoke to either took what was on the screen as fact or failed to change it.

If you've got the paperwork the loan will already be approved and you have nothing at all to worry about.