mortgage express

skintalways

hi new to this but does anyone have a mortgage with mortgage express.
i was with gmac and transferred to express. there have been 2 lost of drops on interest rates but yet i have received no word of my mortgage rate being dropped by this company does anyone else have the same problem and does anyone know when mortgage express are going to drop their rates like everyone else

_Andy_

Have you rung them to ask?

skintalways

rang them 3 weeks ago and they said they were having a reveiw the following week but still not heard anything

mel19632

I have one with them (fixed rate finishes in Nov 09) - they are part of Bradford and Bingley so should be in line with their rates (I think!).

I'm sure a mortgage advisor will know more though!

They are SO difficult to get hold of on the phone - I have waited over 45 minutes before...

luckyfool

Unless you switched to a Mortgage Express product your rate will still be st according to the Gmac offer you signed up for. Was it set to track Bank of England Base Rate or 3 Month Libor? Do you know if there was a collar on your rate?

mummytofour

luckyfool wrote: »

Unless you switched to a Mortgage Express product your rate will still be st according to the Gmac offer you signed up for. Was it set to track Bank of England Base Rate or 3 Month Libor? Do you know if there was a collar on your rate?

I was with GMAC and the mortgage express brought my mortgage off them.

I signed into a new fix rate in Nov 2007 with mortgage express, so would that mean I am now on BOE rate?

Many thanks