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Happy Christmas

Hi to all my fellow MFWs just a little note to say Happy Christmas as I'm off on hols on Sunday so busy, busy, busy.

I wanted to thank some brilliant people on here who have provided lots of advice, support and laughter. I also wanted to say well done for every extra penny paid off this year a great achievement whatever your circumstances.

Bring on 2009!:snow_grin

Comments

  • Lynn11
    Lynn11 Posts: 674 Forumite
    Merry christmas to everyone. Im glad that I found this website this year, and it certainly gives you ideas to restrict your spending and put your money in good places incase needed. Lets hope 2009 is kind to us.
    MFIT T2 Challenge - No 46
    Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £1290
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    061224_merrychristmas.jpg



    Eva - have a lovely holidayhappy_holidays.gif
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Merry Christmas everybody! :snow_grin :xmastree: :xmassmile

    Thank everyone for your support:A
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • What a lovely thread Eva! Have a wonderful holiday and a fantastic Christmas and New Year.

    Same to everyone else - thanks to those who have provided such great help and inspiration since I found this board earlier in the year - onwards and upwards into a great moneysaving 2009!

    :xmastree: :xmassign: :xmastree:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Merry Xmas everyone - I have lurked on this board for a year now and have decided that 2009 is the year I start to chip away at the mortgage - can't wait
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    I would likewise offer my thanks to all of you on this board who helped me to "up the game" earlier in the year building upon our own efforts. Since finding this board then running a diary since end of May 2008, I have found your comments and suggestions very motivating. Thanks!

    To one and all, sincere best wishes for a peaceful and prosperous New Year.
    :beer:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :xmassmileI too would like to add my best wishes to all for the festive season. Safe journeys to all of you travelling - watch out for Santa's sleigh :rudolf:.

    Thanks everyone for all the advice, inspiration and occasional frivolity throughout the year.

    :santa2:Here's to 2009 and mortgage busting - bring it on! :snow_laug
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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