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Happy Christmas
evab_2
Posts: 2,336 Forumite
Hi to all my fellow MFWs just a little note to say Happy Christmas as I'm off on hols on Sunday so busy, busy, busy.
I wanted to thank some brilliant people on here who have provided lots of advice, support and laughter. I also wanted to say well done for every extra penny paid off this year a great achievement whatever your circumstances.
Bring on 2009!:snow_grin
I wanted to thank some brilliant people on here who have provided lots of advice, support and laughter. I also wanted to say well done for every extra penny paid off this year a great achievement whatever your circumstances.
Bring on 2009!:snow_grin
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Merry christmas to everyone. Im glad that I found this website this year, and it certainly gives you ideas to restrict your spending and put your money in good places incase needed. Lets hope 2009 is kind to us.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -

Eva - have a lovely holiday
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Merry Christmas everybody! :snow_grin :xmastree: :xmassmile
Thank everyone for your support:ACurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
What a lovely thread Eva! Have a wonderful holiday and a fantastic Christmas and New Year.
Same to everyone else - thanks to those who have provided such great help and inspiration since I found this board earlier in the year - onwards and upwards into a great moneysaving 2009!
:xmastree: :xmassign: :xmastree:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Merry Xmas everyone - I have lurked on this board for a year now and have decided that 2009 is the year I start to chip away at the mortgage - can't wait0
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I would likewise offer my thanks to all of you on this board who helped me to "up the game" earlier in the year building upon our own efforts. Since finding this board then running a diary since end of May 2008, I have found your comments and suggestions very motivating. Thanks!
To one and all, sincere best wishes for a peaceful and prosperous New Year.
:beer:0 -
:xmassmileI too would like to add my best wishes to all for the festive season. Safe journeys to all of you travelling - watch out for Santa's sleigh :rudolf:.
Thanks everyone for all the advice, inspiration and occasional frivolity throughout the year.
:santa2:Here's to 2009 and mortgage busting - bring it on! :snow_laugA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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