We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Good Mortgage Deals?

Hi to anyone that can help me. My current mortgage deal is about to end with Nationwide and they want to charge me fees of £500 to have another of their products! Now, I don't want to pay them any fees, has anyone managed to stay with Nationwide without having to pay any fees? I am quite happy to change to another lender to save on fees but I have had a look on the sites from this web page and they are not as good as what I am getting at the mo! 4.54%. I have looked at various deals, tracker, fixed and discounted. Anyone with any suggestions will be gratefully received.
Thanks.

Comments

  • MickKnipfler
    MickKnipfler Posts: 1,983 Forumite
    You could find a competitive deal elsewhere and then explain to them that it's the £500 charge that's making the difference
  • What was the deal to date? 4.54%? Variable or fixed?

    They used to offer the same deals to new customers and existing customers. Is that no longer the case?
  • It is a tracker. So 4.54% at mo. So very good at present, but will change to SVR in Feb, am desperately looking for a better deal. Nationwide may waiver the fees if I tell them I am looking elsewhere, but I don't know if anyone else has been successful with this!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.