Ppi?

mj01495

HI, I HAD A PERSONAL LOAN FROM A&L WHICH ENDED ON 16TH APRIL 2007,I HAD PPI COVER BUT I HAVE NO DOCCUMENTS AVAILABLE WITH MY ACCOUNT NUMBER OR DETAILS ON TO START CLAIMMING ANY COMP,ANY IDEAS ON MY NEXT STEP PLEASE?:xmassmile

petermb_2

phone A&L and ask for the account number. As the loan is redeemed you will have to SARN the lender to acquire your loan history, statements of account and agreement.
The lender has 40 days to respond to your official request for information,

di3004

mj01495 wrote: »

HI, I HAD A PERSONAL LOAN FROM A&L WHICH ENDED ON 16TH APRIL 2007,I HAD PPI COVER BUT I HAVE NO DOCCUMENTS AVAILABLE WITH MY ACCOUNT NUMBER OR DETAILS ON TO START CLAIMMING ANY COMP,ANY IDEAS ON MY NEXT STEP PLEASE?:xmassmile

Hi there
Like what Peter says request for a Subject Access Request where they will supply ALL the information they have on your account with them, as also confirmed they have 40 days max to send this to you.
There is a cheque or postal order charge of £10 for this. Post by recorded delivery, this will proof when they received this if you check this out on the royal-mail website "track and trace" in order to check on the 40 days they have.

Here is a template that I have used with my requests here:


Your address

Their Address

Date

DATA PROTECTION ACT 1998
SUBJECT ACCESS REQUEST


Dear Sir/Madam
Your name: xxxxxx
Account No/ No’s



I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts And or credit cards

Please supply me with a complete list of transaction and charges relating to my history with your organization, INCLUDING Loans and or credit cards, payment protection insurance and other products. Alternatively a complete set of statements for the accounts or associated accounts is acceptable. I would be grateful if you would provide the following for ALL accounts or associated accounts I have held with your organization:
-Full copies of all contracts which you believe exist or have existed between myself and your organization, including true copies of any documents you hold in support of the same.

- A complete list of all transactions or statements relating to ALL of my Loan Accounts and or credit card with your organization.

-Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.

-Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.

- Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.

-Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.

I enclose a cheque in the sum of £10 to cover your fee.

IF YOU UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIATELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROTECTION.

I look forward to hearing from you in the first instance of receipt.

Yours faithfully


Your name

mj01495

Hi,
Thanks For The Quick Replies,i'll Get Onto A&l Straight Away.
Merry Xmas.

di3004

mj01495 wrote: »

Hi,
Thanks For The Quick Replies,i'll Get Onto A&l Straight Away.
Merry Xmas.

Hi hun and A Very Merry Xmas to you too......:santa2: :xmassmile .
As soon as you receive the SAR docs, please let us know and we can help you through this, also just to mention there is an actual PPI reclaiming-discussion thread, just click on loans and on top of that page after clicking, you will see that above stated thread.;)

Good luck.
Di

marshallka

mj01495 wrote: »

HI, I HAD A PERSONAL LOAN FROM A&L WHICH ENDED ON 16TH APRIL 2007,I HAD PPI COVER BUT I HAVE NO DOCCUMENTS AVAILABLE WITH MY ACCOUNT NUMBER OR DETAILS ON TO START CLAIMMING ANY COMP,ANY IDEAS ON MY NEXT STEP PLEASE?:xmassmile

What are your reasons for making this claim???