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CCCS v PAYPLAN

Hi all.

Just trying to sort out my debts at the moment and am wondering which compant to go with for a DMP.
Anyone have a preference and why ?

Snippy

Payplan or CCCS 17 votes

PAYPLAN
47% 8 votes
CCCS
41% 7 votes
NEITHER
11% 2 votes

Comments

  • poppy52
    poppy52 Posts: 186 Forumite
    Debt-free and Proud!
    I think they are both pretty similar. I am with Payplan - chose them simply because one of my creditors suggested them. I don't think there is a lot to choose from between them - both are free to clients and both seem to get things sorted!
  • Thanks for the info

    Snippy
  • i thought payplan charged a fee in with your repayments?
  • poppy52
    poppy52 Posts: 186 Forumite
    Debt-free and Proud!
    Payplan don't charge you anything for a DMP - check out their website. An IVA might be different though.
  • r-world
    r-world Posts: 23 Forumite
    I've been with Payplan almost 2 years and I have to say I've wondered about their service. They sorted out my DMP but my main gripe with them is communication. You're never able to get through to them immediately - you always have to call and leave voicemails and they call back (never straightaway) and emails to them don't always get responses :mad: . Not good if you're desperate to hear some answers/advice immediately. They also don't tell you what's happening - which I guess for some people, no news is good news, but I like to keep informed otherwise you could be lulled into a false sense of security.

    Other than that, they're fine!! :D
    Saving Nectar points for long-haul flights - total as of Jan '07= 54,000+ :T
  • I used CCCS and found them very helpful. They are very good at replying to any communications prompt and efficiently.
  • Threepints wrote:
    I used CCCS and found them very helpful. They are very good at replying to any communications prompt and efficiently.


    I would second that!

    CCCS are VERY GOOD! and great on the phone!

    They have a new online service now that you can have full control over your DMP.


    HIGHLY RECOMMENDED! :T :T :T :T :T ***** (5 star)
    If you want to see a rainbow, you have to get used to the rain.
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