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The Nice Decade Poll-Who missed out?
Options
Comments
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It was a great decade. Sad to see it gone:o0
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chrisandanne wrote: »I then sold his house and because of hpi I made a profit. I kept all the money the house made (except for £10k which I gave to my sister) and my sister has not spoken to me since because she thinks I should have given her half the hpi.
Asks the obvious
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Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
What is the obvious? Now i'm curious....I'll have some cheese please, bob.0
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Summat or nothing as far as I was concerned. House went through the roof. So what?Didn`t mew. Never saw the point. Business was good for a few years so was able to put aside money. Liked that!
A few holidays. But the bit for me was standing, jaw dropped, listening to all the drival spoken by those who should have known better talking about hpi as though it was a demonstration of a great economy. Better still was those who believed the hype and spent, spent and spent!0 -
Can I have a half and half option?
No house to sell or see increase in price but we certainly benefited from the good economy with steady jobs, decent pay rises etc and going into 2005, we were pretty comfortable despite many personal challenges over the years.
Now due to personal circumstances, the last few years have not been so good, in fact they have been blooming dire.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
mr.broderick wrote: »Having just come out of the nice decade (Non inflationary constant expansion) who enjoyed the ride and who missed out?
You need to add another option: People who stayed out of the whole mess and are now sitting pretty no debts, on a pile of cash with falling prices and cheap credit.
I certainly benefited from the booming economy with some very lucrative contract work in the meantime though (hence the pile of cash).--
Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.0 -
I didn't feel the choices meant much to me. Needed more description.
So I went for number 1.
I did benefit from the HPI, at the last moment.
But I did miss out on everything else. I didn't have much money, was in/out of jobs all the time. I didn't know the rest of the country was having a good time and I was in a remote area. I didn't have shiny things, nor any holidays.0
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