IHT Planning

debsa

Hi, could do with some advice and as a newbie, don't know if it has already been covered. My mum is looking at moving and buying a property that is large enough for her as well as myself and my husband. She doesnt know if it is better for it to be purchased in our name (with her money) or if we raise a mortgage on part of it as she will be in a cash buyer position. Either way, when my mother dies she will be leaving estate to me & my brother and we will be living in a house that is partly part of the estate. This being likely to be at least double the current govt allowance, leaves us in a potentially sticky situation as we would have to raise the money to pay my brothers half of the inheritance (he lives in Australia - does that have any implications?!) and also have to pay our part of the tax. Mum is single, has put some money into a trust, but who should we turn to for some really good, sound advice - its a bit of a minefield and would welcome some suggestions.
Thanks