We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
PC World/Dell/Comet Finance?
wayneunique
Posts: 87 Forumite
I am looking to get a new PC via finance and was wondering what is the easiest to obtain with regards to credit scoring?
At the moment I am looking at PC World, Dell or even Comet.
My credit rating isn't the greatest but over the past 6 months I have managed to get a credit card and a LCD TV (on finance over 24 months).
I've managed to check my finances and can easily afford up to £40 a month repayment.
Any help appreciated.
At the moment I am looking at PC World, Dell or even Comet.
My credit rating isn't the greatest but over the past 6 months I have managed to get a credit card and a LCD TV (on finance over 24 months).
I've managed to check my finances and can easily afford up to £40 a month repayment.
Any help appreciated.
Remember, an Aardvark is not just for Christmas....
0
Comments
-
easiest way would be to stick it on your credit card if it's on a 0% or try and get another credit card. But on the original and transfer to the other. then keep transfering when your 0% is up.0
-
Or save up for 6 months and buy one on eBay :beer:
JC0 -
My credit card isn't 0% and I very much doubt I could get another one.
As for saving up, yep I guess I could but I really need this PC within a month.
Have anyone got finance with these companies?Remember, an Aardvark is not just for Christmas....0 -
what's the APR on your credit card? Curry's finance is 29.4% so it might be cheaper just buying it on your CC if you've got enough credit available.
You'll also be building up your credit rating by making regular payments and at some point be able to change to a 0% card.0 -
This recent thread on the credit card forum may be of interest (with regard to Comet)...
http://forums.moneysavingexpert.com/showthread.html?t=135030
Be very, very careful with store card finance.0 -
scheming_gypsy wrote:what's the APR on your credit card? Curry's finance is 29.4% so it might be cheaper just buying it on your CC if you've got enough credit available.
You'll also be building up your credit rating by making regular payments and at some point be able to change to a 0% card.
The APR is higher than 29.4%, it's about 33% but I pay off the balance every month so I don't get stung.
Might pop down to PCWorld today and apply.Remember, an Aardvark is not just for Christmas....0 -
I saved for mine, it doesnt show on your credit rating and you know its yours (if that makes sense. each to their own i guess
0 -
I saved for my LCD TV (£1200) but I just cannot save up for the PC as it would take too long, plus I need the PC now or within a month or two.Remember, an Aardvark is not just for Christmas....0
-
ah sorry
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards